CN102184593A - One-card system based on mobile communication terminal - Google Patents
One-card system based on mobile communication terminal Download PDFInfo
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- CN102184593A CN102184593A CN2011100463298A CN201110046329A CN102184593A CN 102184593 A CN102184593 A CN 102184593A CN 2011100463298 A CN2011100463298 A CN 2011100463298A CN 201110046329 A CN201110046329 A CN 201110046329A CN 102184593 A CN102184593 A CN 102184593A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
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Abstract
The invention provides a one-card system based on a mobile communication terminal. The system comprises the mobile communication terminal, a management control center and a card reading device, wherein the mobile communication terminal comprises a first near field communication (NFC) module with unique identifier information; the management control center comprises a database for storing the account information of users; the account information of the users corresponds to the identifier information of the first NFC module; the card reading device comprises a second NFC module and a micro controller; the second NFC module is used for communicating with the first NFC module to acquire the identifier information of the first NFC module when a card swiping action is performed by the mobile communication terminal; and the micro controller is used for inquiring the account information of the users, which is stored in the database of the management control center according to the identifier information and indicating the management control center to accomplish payment or charging by using the accounts of the users. By using the one-card system, the users can easily realize the consumption payment or the charging by using wireless communication terminals which are taken along; and the one-card system is convenient to apply every day.
Description
Technical field
The present invention relates to based on the all-purpose card technology, especially, relate to a kind of card system based on mobile communication terminal.
Background technology
Along with development of science and technology and progress, various cards (such as bank card, Payment Card, gate inhibition's card etc.) are being played the part of more and more important role in people's life, for people's life is provided convenience.But because card is of a great variety, people have to carry in daily life various cards, and to a certain extent, the widespread use of card becomes people's burden on the contrary.Therefore, just only realize by intelligent management system can be in certain specific region such as the centralized consumption and payment and the management of campus, public transport or industrial park etc. by a card, promptly " all-purpose card " system becomes a kind of active demand of people.
At present, industry has been developed the card system that is applicable to campus or industrial park, the application of aspect such as pay the fees of it is integrated gate inhibition, work attendance, dining room consumption, supermarket consumption, book borrowing and reading and water power.In this card system, intellective IC card plays an important role, and the user can be by consumption and the application of an intellective IC card in this campus or industrial park.Intellective IC card that existing card system adopts is generally non-contact IC card or Contact Type Ic Card.Wherein, Contact Type Ic Card needs reader device to cooperate draw-in groove, wearing and tearing can occur after long-time the use, so serviceable life is shorter usually; And non-contact IC card is realized by radio-frequency technique and reader device between wireless telecommunications, so the life-span can be longer than Contact Type Ic Card.
But, no matter be to use Contact Type Ic Card or non-contact IC card, above-mentioned card system all requires the user to carry this intellective IC card, thereby uses still not convenient.And when needs supplemented with money for this intellective IC card, the equipment of the administrative center that the user need be by this card system was operated, and can't realize self-recharging.
Summary of the invention
The invention provides a kind of card system, solve the not convenient problem of use of the card system existence of prior art based on mobile communication terminal.
Card system provided by the invention comprises:
Mobile communication terminal, it comprises the first short-range communication NFC module, a described NFC module has unique identification information;
Management control center, it comprises the database that is used to store user's accounts information, the identification information of a NFC module of described user's accounts information and described mobile communication terminal has corresponding relation;
Reader device, it comprises the 2nd NFC module and microcontroller, wherein, described the 2nd NFC module is used for when action is swiped the card in described mobile communication terminal execution and a NFC module of described mobile communication terminal communicates to obtain the identification information of a described NFC module, described microcontroller is used for inquiring about according to described identification information user's accounts information of the database storing of described management control center, and indicates described management control center to use described user's account to finish and pay or supplement with money.
The card system of mobile communication terminal provided by the invention utilizes the identification information of the NFC module of the wireless communication terminal that the user carries, make the user to realize consumption and payment like a cork or supplement with money etc. at each reader device, and need not to carry extra IC-card by its wireless communication terminal of carrying.Therefore, card system provided by the invention brings great convenience for user's daily use.
For above-mentioned and other purposes, feature and advantage of the present invention can be become apparent, an embodiment cited below particularly, and cooperate appended graphicly, be described in detail below.
Description of drawings
Fig. 1 is the structural representation of a kind of embodiment of card system provided by the invention;
Fig. 2 is the structural representation of a kind of embodiment of the terminal device of card system among Fig. 1;
Fig. 3 is the structural representation of a kind of embodiment of the reader device of card system among Fig. 1; And
Fig. 4 is the structural representation of the another kind of embodiment of card system provided by the invention.
Embodiment
Along with development of wireless communication devices, wireless communication terminals such as mobile phone are widely used in people's life, and become the daily indispensable means of communication of carrying of people.The present invention at first provides a kind of card system based on wireless communication terminal, the function of above-mentioned intellective IC card is integrated among the hardware of mobile communication terminal, make this wireless communication terminal can also be in as means of communication as the smart card of card system, thereby make that the user only needs to enjoy the all-purpose card function by this mobile communication terminal at card system when daily use, and do not need to carry extraly other IC-cards, thereby offer convenience for daily consumption and other application.
See also Fig. 1, the structural representation of the card system 100 that it provides for an embodiment of the present invention.Described card system 100 can comprise management control center 11, reader device 12 and mobile communication terminal 13.Wherein, each mobile communication terminal 13 inside is integrated with short-range communication (Near Field Communication, NFC) module, described mobile communication terminal 13 can be realized radio communication with reader device 12 by described NFC module, thereby realizes the consumption and payment function.Described NFC module has globally unique sign (ID) information, described identification information can be used as unique identify label of user's (being the holder of described card system 100) of described mobile communication terminal 13, thereby the identification information of described NFC module and user's account can be set up corresponding relation.Described reader device 12 can be used as consumption and payment equipment and is arranged on zones of different (such as cashier of supermarket or dining room etc.), be used to carry out the withholing of consumption and payment of described mobile communication terminal, and its can be connected to by control bus interface (as Ethernet interface or serial line interface) as described in management control center 11.Described management control center 11 is used for described card system 100 is carried out centralized management and control, and it comprises the database of the user's who stores described mobile communication terminal 13 accounts information.
See also Fig. 2, in one embodiment, described mobile communication terminal 13 can comprise baseband module 131, a NFC module 132, SIM card 133 and first antenna 134.Wherein, described baseband module 131 is the master chip of described mobile communication terminal 13, is used to carry out traditional radio communication and a described NFC module 132 is carried out parameter configuration.A described NFC module 132 is connected to described baseband module 131 to realize parameter configuration by the I2C interface on the one hand, can carry out wireless data transmission by described first antenna 134 (such as tours antenna) and described reader device 12 on the other hand.Described SIM card 133 is connected to realize traditional radio communication with described baseband module 131 on the one hand, also can be used for depositing of NFC key on the other hand, particularly, it can be by single-wire-protocol (the Single WireProtocol of standard, SWP) realize with a described NFC module 132 between alternately, wherein said SWP protocol interface can be integrated in a described NFC module 132 inside.
See also Fig. 3, in one embodiment, described reader device 12 can comprise microcontroller (Micro ControlUnit, MCU) the 121, the 2nd NFC module 122, second antenna 123, control bus interface 124, load module 125 and display module 126.Wherein, described microcontroller 121 can use chip microcontroller, it can be connected to described the 2nd NFC module 122 by the I2C interface, be used for described the 2nd NFC module 122 and control, and receive that described the 2nd NFC module 122 transmits carry out that NFC communicates by letter and the information that gets access to a NFC module 132 of described wireless communication terminal 13.And described microcontroller 121 can also be connected to described management control center 11 by described control bus interface 124, with user's accounts information of the database storing of inquiring about described management control center 11.Described the 2nd NFC module 122 can be carried out wireless data transmission by described second antenna 123 (such as tours antenna) and described mobile communication terminal 13 under the control of described microcontroller 121.Described control bus interface 124 can be serial line interface (such as the RS-485 interface) or Ethernet interface.Described load module 125 and described display module 126 can be respectively keyboard and LCD display, the two all is connected to described microcontroller 121, wherein, described load module 125 can be used for importing the amount of money of withholing or the amount of money of supplementing with money, generate control signal accordingly and offer described the 2nd NFC module 122 for described microcontroller 121, described display module 126 can be used for showing the user of described microcontroller 121 outputs account balance information, supplement with money or the amount of money of withholing etc.
Introduce the course of work of the card system that the foregoing description provides below in conjunction with Fig. 1 to Fig. 3.
When the user utilizes described mobile communication terminal 13 to carry out consumption and payment, its can be with described mobile communication terminal 13 near described reader devices 12 with the execution action of swiping the card, the 2nd NFC module 122 in the described reader device 12 can receive by the NFC module 132 in the described mobile communication terminal 13 by second antenna 123 and provide and wireless signal (such as radiofrequency signal) by described first antenna 134 emission, and wherein said wireless signal carries the identification information of a described NFC module 132.Accordingly, described the 2nd NFC module 122 wireless signal that it can be received is converted to the NFC signal and offers described microcontroller 121 by the I2C interface.And the staff is by the load module 125 input deducted amount information of described reader device 12.Described microcontroller 121 can and inquire user's accounts information in the database of described management control center 11 with 11 networkings of described management control center according to the identification information of a described NFC module 132, and generate corresponding control signal according to described deducted amount information and make amendment to indicate the user's accounts information in 11 pairs of described databases of described management control center, withhold thereby use described user's account to finish payment.Further, withhold finish after, described management control center 11 can feed back to described microcontroller 121 with the back user's that withholds account balance information, described microcontroller 121 can be controlled described display module 126 accordingly and show described balance amount information.
Similar ground, the user can carry out account charging by described reader device 12.Particularly, the user can be with described mobile communication terminal 13 near described reader devices 12 with the execution action of swiping the card, so that the identification information of a described NFC module 132 is offered described microcontroller 121 by a described NFC module 132 and the 2nd NFC module 122.The staff can be by the corresponding charging information of load module 125 inputs according to the recharge amount of collecting.Described microcontroller 121 can inquire the user's accounts information in the database of described management control center 11 according to the identification information of a described NFC module 132, and generate corresponding control signal according to described charging information and make amendment, thereby realize supplementing with money to indicate the user's accounts information in 11 pairs of described databases of described management control center.Further, supplement with money finish after, described management control center 11 can feed back to described microcontroller 121 with the account balance information of supplementing the back user with money, described microcontroller 121 can be controlled described display module 126 accordingly and show described balance amount information.
Further, in specific embodiment, if described reader device 12 is arranged on building (such as dormitory building, library, office etc.) inlet, described microcontroller 121 inside also can further dispose gate inhibition's functional module (figure does not show).Whether described gate inhibition's functional module is used for carrying out when swiping the card action the user who holds described mobile communication terminal according to the identification information judgment of a described NFC module at described mobile communication terminal gate inhibition's access thresholding.Described gate inhibition's functional module inside can dispose has the user's identification information storehouse that enters the building authority, and it can cooperate described the 2nd NFC module 122 to realize the user is carried out access control.Particularly, when the user wishes to enter described building, it can be swiped the card near the reader device 12 of described building inlet described mobile communication terminal 13 with execution, so that the identification information of a described NFC module 132 is offered described the 2nd NFC module 122, mate in the identification information of the described NFC module 132 that described microcontroller 121 can further receive described the 2nd NFC module 122 and the user's identification information storehouse in described gate inhibition's functional module, if the match is successful, then allow described user to enter described building, and write down the identification information of a described NFC module 132; Otherwise, then show the information that the refusal user enters by described display module 126.Thus, the user just can easily carry out authentication by described mobile communication terminal 13, thereby realizes gate inhibition's access control of building.And, because the identification information of a described NFC module 132 has uniqueness, this scheme not only can realize gate inhibition's access control, also is convenient to the turnover management of building, even the identification information of a described NFC module 132 that can be write down according to described gate inhibition's functional module, realize work attendance control.
Further, if the user loses described wireless communication terminal 13 accidentally, it can be declared by the management control center 11 of described card system 100 and report the loss, and lock to forbid that the winner carries out consumption and payment by described wireless communication terminal 13 by the identification information of described management control center 11 with the NFC module 132 in the wireless communication terminal 13 of its loss, thereby freeze the user's account in the database of described management control center 11, the loss that reduces the user and cause because lose described wireless communication terminal 13.In addition, in other alternate embodiments, the user also can be by manually importing the identification information of a NFC module 132 of described wireless communication terminal 13 to the load module 125 of described reader device 12, and the microcontroller by described reader device 12 121 is realized account is locked, by above-mentioned configuration, just can be so that the user need not arrive management control center 11, and can directly carry out the account locking in the very first time of losing described wireless communication terminal 13 in each reader device 12 regions, further reduce loss.
In the card system 100 that the foregoing description provides, the identification information of the NFC module 132 of the wireless communication terminal 13 that utilization is carried, the user can by its wireless communication terminal of carrying 13 each reader device 12 realize consumption and payment like a cork or supplement with money, the authentication of gate inhibition's access etc., and need not to carry extra IC-card.Therefore, card system provided by the invention brings great convenience for user's daily use.And the identification information of the NFC module 132 that described card system 100 can also be by locking wireless communication terminal 13 realizes the freezing of user's account, thus the loss that reduces the user and cause because lose described wireless communication terminal 13 accidentally.
See also Fig. 2, the structural representation of the card system 200 that it provides for the another kind of embodiment of the present invention.Described card system 200 comprises reader device 22 and mobile communication terminal 23, the two to the card system 100 of the foregoing description in reader device 12 similar with the realization of mobile communication terminal 13, the key distinction is, user's account balance information of described card system 200 directly leaves in the SIM card in the described mobile communication terminal 23.When described mobile communication terminal 23 is swiped the card action near described reader device 22 with execution, the microcontroller of described reader device 22 inside can produce the corresponding instruction of withholing according to the information of withholing of load module input, set up between the NFC module of the NFC module of described reader device 22 inside by antenna and described mobile communication terminal 23 inside that NFC communicates by letter and the described instruction of withholing is offered described mobile communication terminal 23, after receiving the described instruction of withholing, described mobile communication terminal 23 can be according to the described instruction information of withholing of carrying of withholing, account balance in the SIM card is made amendment, withhold with realization.In the card system 200 of present embodiment, when the user carries out consumption and payment, can allow described reader device 22 not have network savvy, so cost is lower; Gate inhibition's access function of the card system 100 that provides of the foregoing description also can be useful in the card system 100 that present embodiment provides in addition.
Though the present invention discloses as above with preferred embodiment, yet be not in order to limit the present invention, any those skilled in the art, in not breaking away from the technical solution of the present invention scope, when the technology contents that can utilize above-mentioned announcement is made a little change or is modified to the equivalent embodiment of equivalent variations, in every case be the content that does not break away from technical solution of the present invention,, all still belong in the scope of technical solution of the present invention any simple modification, equivalent variations and modification that above embodiment did according to technical spirit of the present invention.
Claims (10)
1. a card system is characterized in that, comprising:
Mobile communication terminal, it comprises the first short-range communication NFC module, a described NFC module has unique identification information;
Management control center, it comprises the database that is used to store user's accounts information, the identification information of a NFC module of described user's accounts information and described mobile communication terminal has corresponding relation;
Reader device, it comprises the 2nd NFC module and microcontroller, wherein, described the 2nd NFC module is used for when action is swiped the card in described mobile communication terminal execution and a NFC module of described mobile communication terminal communicates to obtain the identification information of a described NFC module, described microcontroller is used for inquiring about according to described identification information user's accounts information of the database storing of described management control center, and indicates described management control center to use described user's account to finish and pay or supplement with money.
2. card system according to claim 1, it is characterized in that, described microcontroller is connected to described the 2nd NFC module by the I2C interface, and receives the identification information of the described NFC module that described the 2nd NFC module gets access to from described mobile communication terminal.
3. card system according to claim 1 and 2 is characterized in that described reader device also comprises load module, and it is connected to described microcontroller, is used for to described microcontroller input deducted amount information or recharge amount information.
4. card system according to claim 3, it is characterized in that, described microcontroller also is used for according to the identification information of a described NFC module and described deducted amount information or recharge amount information, generates control signal corresponding and offer described management control center to pay or supplement with money to indicate described management control center to use described user's account to finish.
5. card system according to claim 4, it is characterized in that, described reader device also comprises the management bus interface, the microcontroller of described reader device is connected to described management control center by described management bus interface, and wherein said management bus interface comprises RS-485 interface or Ethernet interface.
6. card system according to claim 1, it is characterized in that, described reader device also comprises display module, and described management control center also is used for finishing payment or supplements the accounts information that upgrades the user of described database afterwards with money, and the account balance information of the user after will upgrading feeds back to described microcontroller, so that the described display module of described microprocessor controls shows described user's account balance information.
7. card system according to claim 1, it is characterized in that, described reader device also comprises gate inhibition's functional module, whether described gate inhibition's functional module is used for carrying out when swiping the card action the user who holds described mobile communication terminal according to the identification information judgment of a described NFC module at described mobile communication terminal gate inhibition's access, if have, allow the user by the gate inhibition, otherwise the refusal user pass through the gate inhibition.
8. card system according to claim 7, it is characterized in that, described gate inhibition's functional module internal configurations has the user's identification information storehouse with access, described gate inhibition's functional module is mated identification information and described user's identification information storehouse of a NFC module of described mobile communication terminal when action is swiped the card in described mobile communication terminal execution, if the match is successful, then judging the user has gate inhibition's access.
9. card system according to claim 7, it is characterized in that, the identification information of the described NFC module that described gate inhibition's functional module writes down when also being used to allow the user to pass through the gate inhibition, and carry out work attendance control according to the identification information of the NFC module that it write down.
10. card system according to claim 1, it is characterized in that, described management control center loses and also is used for the user described wireless communication terminal being reported the loss when declaring, the identification information of the one NFC module of the described wireless communication terminal that the user is provided locks, to freeze described user's account.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011100463298A CN102184593A (en) | 2011-02-25 | 2011-02-25 | One-card system based on mobile communication terminal |
| PCT/CN2012/071473 WO2012113333A1 (en) | 2011-02-25 | 2012-02-22 | One-card system on mobile communication terminal |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011100463298A CN102184593A (en) | 2011-02-25 | 2011-02-25 | One-card system based on mobile communication terminal |
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| CN102184593A true CN102184593A (en) | 2011-09-14 |
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| CN103366140A (en) * | 2013-06-20 | 2013-10-23 | 李晓容 | Card writing method and card writing device based on NFC (Near Field Communication) |
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