CN101601059A - 在具有无线通信功能的装置上经由空中传送(ota)供应软卡的方法、***和计算机程序产品 - Google Patents
在具有无线通信功能的装置上经由空中传送(ota)供应软卡的方法、***和计算机程序产品 Download PDFInfo
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- CN101601059A CN101601059A CNA2007800406174A CN200780040617A CN101601059A CN 101601059 A CN101601059 A CN 101601059A CN A2007800406174 A CNA2007800406174 A CN A2007800406174A CN 200780040617 A CN200780040617 A CN 200780040617A CN 101601059 A CN101601059 A CN 101601059A
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- CN
- China
- Prior art keywords
- card
- supply
- soft
- issuer
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- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W8/00—Network data management
- H04W8/18—Processing of user or subscriber data, e.g. subscribed services, user preferences or user profiles; Transfer of user or subscriber data
- H04W8/20—Transfer of user or subscriber data
- H04W8/205—Transfer to or from user equipment or user record carrier
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3221—Access to banking information through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
- G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/30—Security of mobile devices; Security of mobile applications
- H04W12/35—Protecting application or service provisioning, e.g. securing SIM application provisioning
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Physics & Mathematics (AREA)
- Computer Networks & Wireless Communication (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Signal Processing (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Marketing (AREA)
- General Engineering & Computer Science (AREA)
- Databases & Information Systems (AREA)
- Computing Systems (AREA)
- Computer Hardware Design (AREA)
- Entrepreneurship & Innovation (AREA)
- Game Theory and Decision Science (AREA)
- Mobile Radio Communication Systems (AREA)
- Telephonic Communication Services (AREA)
Abstract
Description
IIN号 | 供应发放方服务器的IP地址 |
XXXXXX-XXXXYY | 128.128.0.1 |
AAAAAA-AAAABB | 128.256.0.1 |
EEEEEE-EEEEFF | 192.128.0.1 |
JJJJJJ-JJJJKK | 192.256.0.1 |
Claims (39)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US11/514,698 | 2006-09-01 | ||
US11/514,698 US7469151B2 (en) | 2006-09-01 | 2006-09-01 | Methods, systems and computer program products for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities |
PCT/US2007/017091 WO2008030307A2 (en) | 2006-09-01 | 2007-07-31 | Methods, systems and computer program products for over the air (ota) provisioning of soft cards on devices with wireless communications capabilities |
Publications (2)
Publication Number | Publication Date |
---|---|
CN101601059A true CN101601059A (zh) | 2009-12-09 |
CN101601059B CN101601059B (zh) | 2012-11-28 |
Family
ID=39152394
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN2007800406174A Active CN101601059B (zh) | 2006-09-01 | 2007-07-31 | 在具有无线通信功能的装置上经由空中传送(ota)供应软卡的方法、***和计算机程序产品 |
Country Status (6)
Country | Link |
---|---|
US (1) | US7469151B2 (zh) |
EP (2) | EP2062219B1 (zh) |
CN (1) | CN101601059B (zh) |
ES (1) | ES2552361T3 (zh) |
PL (1) | PL2062219T3 (zh) |
WO (1) | WO2008030307A2 (zh) |
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
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CN103138790A (zh) * | 2011-11-23 | 2013-06-05 | 捷讯研究有限公司 | 提供安全单元数据擦除特征的移动通信设备及相关方法 |
CN103270526A (zh) * | 2010-12-30 | 2013-08-28 | Skc&C株式会社 | 用于管理移动钱包和其相关凭证的***和方法 |
TWI487400B (zh) * | 2012-05-08 | 2015-06-01 | 中華電信股份有限公司 | 空中發行多張近場通訊會員卡系統及其方法 |
CN105185002A (zh) * | 2015-09-09 | 2015-12-23 | 建亿通(北京)数据处理信息有限公司 | 移动终端、业务平台及卡片业务*** |
US9767452B2 (en) | 2011-11-03 | 2017-09-19 | Mastercard International Incorporated | Methods, systems, and computer readable media for provisioning and utilizing an aggregated soft card on a mobile device |
Families Citing this family (232)
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US7953663B1 (en) | 2003-09-04 | 2011-05-31 | Jpmorgan Chase Bank, N.A. | System and method for financial instrument pre-qualification and offering |
US20140019352A1 (en) | 2011-02-22 | 2014-01-16 | Visa International Service Association | Multi-purpose virtual card transaction apparatuses, methods and systems |
US7657255B2 (en) * | 2005-06-23 | 2010-02-02 | Microsoft Corporation | Provisioning of wireless connectivity for devices using NFC |
US8762263B2 (en) | 2005-09-06 | 2014-06-24 | Visa U.S.A. Inc. | System and method for secured account numbers in proximity devices |
US8165635B2 (en) * | 2006-09-01 | 2012-04-24 | Vivotech, Inc. | Methods, systems, and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities |
US11195163B2 (en) * | 2006-09-01 | 2021-12-07 | Mastercard International Incorporated | Methods, systems and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities |
US10057085B2 (en) * | 2007-01-09 | 2018-08-21 | Visa U.S.A. Inc. | Contactless transaction |
GB2446179B (en) * | 2007-02-01 | 2011-08-31 | Monitise Group Ltd | Methods and a System for Providing Transaction Related Information |
US8121956B2 (en) | 2007-06-25 | 2012-02-21 | Visa U.S.A. Inc. | Cardless challenge systems and methods |
US7739169B2 (en) | 2007-06-25 | 2010-06-15 | Visa U.S.A. Inc. | Restricting access to compromised account information |
US8335299B1 (en) * | 2007-08-03 | 2012-12-18 | Computer Telephony Solutions, Inc. | System and method for capturing, sharing, annotating, archiving, and reviewing phone calls with related computer video in a computer document format |
US7937324B2 (en) | 2007-09-13 | 2011-05-03 | Visa U.S.A. Inc. | Account permanence |
US8010428B2 (en) * | 2007-09-26 | 2011-08-30 | Visa Usa Inc. | Form factor identification |
US7970350B2 (en) * | 2007-10-31 | 2011-06-28 | Motorola Mobility, Inc. | Devices and methods for content sharing |
US20090204525A1 (en) * | 2008-02-13 | 2009-08-13 | Simon Phillips | Payment device to issuer communication via authorization request |
US20090260071A1 (en) * | 2008-04-14 | 2009-10-15 | Microsoft Corporation | Smart module provisioning of local network devices |
AU2009243158A1 (en) * | 2008-04-29 | 2009-11-05 | Visa U. S. A. Inc. | Device including form factor indicator |
CN101282538B (zh) * | 2008-05-21 | 2012-07-04 | 中兴通讯股份有限公司 | 空中下载中心装置、空中下载开户方法及*** |
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US8620299B2 (en) * | 2008-08-12 | 2013-12-31 | Mastercard International Incorporated | Methods, systems and computer readable media for electronically delivering a prepaid card to a mobile device |
US8977567B2 (en) | 2008-09-22 | 2015-03-10 | Visa International Service Association | Recordation of electronic payment transaction information |
US9824355B2 (en) * | 2008-09-22 | 2017-11-21 | Visa International Service Association | Method of performing transactions with contactless payment devices using pre-tap and two-tap operations |
WO2010033944A2 (en) | 2008-09-22 | 2010-03-25 | Visa International Service Association | Over the air management of payment application installed in mobile device |
US10706402B2 (en) | 2008-09-22 | 2020-07-07 | Visa International Service Association | Over the air update of payment transaction data stored in secure memory |
MX336935B (es) * | 2008-10-06 | 2016-02-08 | Mastercard International Inc | Sistemas, metodos, y medio leible por computadora para la transferencia de tarjeta virtual de pago y no pago entre dispositivos moviles. |
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CN101742480B (zh) * | 2008-11-10 | 2013-05-08 | 中兴通讯股份有限公司 | 智能卡从安全域初始密钥分发方法、***及移动终端 |
CN101742481B (zh) * | 2008-11-10 | 2013-03-20 | 中兴通讯股份有限公司 | 智能卡的从安全域初始密钥分发方法和***、移动终端 |
US20100174598A1 (en) * | 2008-12-31 | 2010-07-08 | Mohammad Khan | Methods, systems and computer readable media for redeeming and delivering electronic loyalty reward certificates using a mobile device |
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EP2062219A4 (en) | 2011-10-26 |
EP2937829A1 (en) | 2015-10-28 |
ES2552361T3 (es) | 2015-11-27 |
EP2062219B1 (en) | 2015-07-15 |
US7469151B2 (en) | 2008-12-23 |
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