CN101510337A - Method and device for planning self-help collection of payment - Google Patents

Method and device for planning self-help collection of payment Download PDF

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Publication number
CN101510337A
CN101510337A CNA2008103003415A CN200810300341A CN101510337A CN 101510337 A CN101510337 A CN 101510337A CN A2008103003415 A CNA2008103003415 A CN A2008103003415A CN 200810300341 A CN200810300341 A CN 200810300341A CN 101510337 A CN101510337 A CN 101510337A
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CN
China
Prior art keywords
client
self
payment
check
bank
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Pending
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CNA2008103003415A
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Chinese (zh)
Inventor
陆洪瑞
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Beijing Yinrong Technology Co Ltd
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Beijing Yinrong Technology Co Ltd
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Application filed by Beijing Yinrong Technology Co Ltd filed Critical Beijing Yinrong Technology Co Ltd
Priority to CN201610131448.6A priority Critical patent/CN105809848A/en
Priority to CNA2008103003415A priority patent/CN101510337A/en
Publication of CN101510337A publication Critical patent/CN101510337A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/203Dispensing operations within ATMs
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0004Hybrid readers
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/206Software aspects at ATMs

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a method and a device for planned self-service encashment, relating to the technical field of self-service cash withdrawal. At present, in banks at home and abroad, the check encashment is mostly carried out by clerks and has low degree of automation and low efficiency; and card encashment does not need appointment. The invention aims at reducing the waiting time of customers, promoting the planning efficiency and improving efficiency and security. The proposal adopted by the invention comprises the following steps: the customer makes appointment with the bank about the amount, value and time of encashment; the bank sorts and counts the cash in accordance with the requirement of the customer and puts the cash into the storage unit of a self-service encashment device, and a CPU processor memorizes the operation; within the valid period of time, the customer inserts the valid certificate into the self-service encashment device, inputs the password so as to confirm the identity, and then inputs the withdrawal amount as stated in the appointment; the self-service encashment device finds out the storage unit matched with the information of the customer, and starts the encashment device for payment.

Description

A kind of method of planning self-help collection of payment and device
Technical field
The present invention relates to the field of self-help drawing money, be specially adapted to a kind of method and device of planning self-help collection of payment.
Background technology
Bank all is manually to finish the client with the check enchashment both at home and abroad at present, and automaticity is low, and efficient is low; Not reservation during with the card enchashment.
Summary of the invention
The objective of the invention is to reduce client waiting time, improve plannedly, raise the efficiency, and improve security.The scheme that the present invention adopts is: comprise the steps:
1, client and bank's reservation plan will obtain cash number, denomination, time;
2, bank checks money by requirement of client, puts into the storage element of self-help drawing money device, the memory of CPU processor;
3, the client is inserted into the self-help drawing money device with the perfect instrument of having made an appointment in effective time, and key feeding cipher determines one's identity, and keys in the volume of withdrawing the money of preengaging;
4, the self-help drawing money device finds the storage element of this client's correspondence, starts the withdraw device payment.
Preferably
Comprise the steps:
1, the amount of money and the time that will plan to withdraw the money applies in advance to bank;
2, bank replys and determines the time of withdrawing the money;
3, bank checks money by requirement of client, puts into the storage element of self-help drawing money device, the memory of CPU processor;
4, the client is inserted into the self-help drawing money device with the perfect instrument of having made an appointment in effective time, and key feeding cipher determines one's identity, and keys in the volume of withdrawing the money of preengaging;
5, the self-help drawing money device finds the storage element of this client's correspondence, starts the withdraw device payment.
Preferably
In the above-mentioned steps: bank checks money by requirement of client, breaks into bag, puts into a storage element of self-help drawing money device, the memory of CPU processor.
Preferably
In the above-mentioned steps, the self-help drawing money device finds the storage element of this client's correspondence, starts withdraw device cash is transported to payment mouthful payment; Perfect instrument is a cash on bank, or card.
Preferably
In the above-mentioned steps, the self-help drawing money device finds the storage element of this client's correspondence, starts withdraw device storage element is turned to payment mouthful payment; Perfect instrument is a cash on bank, or card and password.
Preferably
In the above-mentioned steps, bank checks money by requirement of client, breaks into bag, and is labelled, puts into a storage element of self-help drawing money device, the memory of CPU processor.
Preferably
Above-mentioned in steps in not narration by following step
1, in the server that the bank self-help withdraw device links to each other, establishes client's account and subscription information database;
2, the client gets in touch by telecom-connecting with bank server foundation at remote terminal;
3, on the cash on bank self-help collection of payment reservation interface that shows on the display of remote terminal, confirm back unit of display title etc. by input block input particular account number, password bank end, the corresponding numerical value that input is wanted in withdraw deposit in advance golden face amount, number and the time fences of withdrawing deposit that show, input back confirmation, click and confirm promptly to upload, after will show---preengage successfully, and a check code is shown, should write down when this sign indicating number has been on the waiting list money and be input in the withdraw device;
4, insert check by the volume of withdrawing the money and the face amount of reservation, and the out of Memory of cash on bank nominal value added,
5, check is put into the check input port of withdraw device;
6, withdraw device read check information, and this information is sent to the customer information center checking of bank end;
Identifying code when 7, input is preengage, further checking determines one's identity;
8, if checking is inconsistent check is not withdrawed from and refuses payment; If checking conforms to check is taken in withdraw device, and pay the cash volume that to get.
Preferably
A kind of planning self-help collection of payment device, comprise that client's remote terminal and bank server telecom-connect, be used on the display of remote terminal, showing customer self-service enchashment reservation interface---special code inputting interface such as number of the account, password, to show after the input---withdraw deposit in advance golden face amount, number and the time inputting interface of withdrawing deposit, input back confirmation, click and confirm promptly to upload, to show after uploading---preengage successfully, and a check code is shown, should write down when this sign indicating number has been on the waiting list money and be input in the withdraw device; Comprise bank's end server, be the server that is connected with withdraw device, in bank server, establish client's account and subscription information database, being used for main control computer with withdraw device is connected to withdraw device customer information is provided, the operation of receiving record client on withdraw device, managing customer information, the checking client identity provides subscription services; Comprise the self-help drawing money device, be arranged on the place that the client is convenient to operate, be used to receive client's check or card, pay the client cash.
Preferably; Self-help drawing money device in the described device comprises that system's main control system is a main frame, be used for holding server telecommunications to be connected with bank, report client operation, instruct with reception server, and each electrical appliance part of management withdraw device, when bill of credit is check, make the harvesting check and pay the bill or refuse to pay the instruction of money, when bill of credit is card, the true and false of card authentication, the instruction of making payment or refusing to pay, comprise the operated device that is connected with main control system or also can hold server telecommunications to be connected with bank, be installed in the place that the client can touch on the casing, be used to receive client's instruction, the reader that comprises the customer information carrier is used to read the information that the client provides, and reports to main control computer, comprise the check retraction mechanism, be used to receive the control of main control computer, check is regained or withdrawed from, comprise that cash stores, payment device, be used to place client's cash to be got, receive the control of main control computer, cash is paid according to client's operation in the stored position of memory client's cash, comprise card reader, be installed in the place that the client is convenient to touch on the casing, be used to receive the control of main control computer, the checking client identity authentication.
Preferably; Check retraction mechanism in the described device comprises drive unit, be installed on the check reading device passage, be used to drive check and enter in the reading device fully, and receive and keep or withdraw from check according to the instruction of main control computer, comprise storage bin, be installed in the rear end of check reading device, be used to store the check of harvesting, comprise the check information reader, be installed on the passage, link to each other with main control computer or directly link to each other, be used to read check information, and report to main control computer or server is held by bank with bank end server.
Preferably; Drive unit in the described device is made up of force-note wheel, power wheel and drive motor, be installed on the check reading device passage, be used to drive check, wherein drive motor is connected with driving wheel, and is rack-mount, be used to accept main control computer control, for driving wheel provides power, wherein force-note wheel, power wheel be installed in respectively up and down or about support on, be used for meeting the driving check at the folder that two-wheeled forms.
Preferably; Comprise identity card reader or magnetic card reader in the described device, be installed in the place that the client is convenient to touch on the casing, be used for further verifying client identity, increase security.
Preferably; Reader in the described device is the reader of identification microchip device, the reader of identification IC-card, the reader of identification contactless IC card, the reader of identification radio frequency transponder, the reader of identification magnetic information, the reader of identification magnetic card, reader or the reader of identification Photoelectric Detection card or the reader of identifying information button of identification light-card; Can also be that digital camera, camera, camera lens combination imageing sensor and analog to digital converter, camera lens make up one or more in pick-up tube and analog to digital converter, scanner, wand, magneto-dependent sensor built-up pattern number converter and the keyboard; Described user profile refers to that one or more and client of the biological characteristic of client person feature such as client's fingerprint or client's iris or facial characteristics etc. hold information as card, password, information bar etc.
Preferably; Comprise the system of reserving by phone and phone authoring system in the described device, customer phone connects with bank end authoring system by a telecommunications and is connected, is used for holding the subscription authorization device to authorize to bank and draws cash and obtain check code.
Preferably; The storage element of the withdraw device in the described device has geocoding one to one.
Preferably
Adopt online booking or authoring system, be connected by Internet with bank end, be used for holding reservation or authorizing the interface to bank by the Internet network entry, preengage or authorize enchashment, comprise bank's end reservation or authoring system, the Internet net, client reservation or authoring system interface, account, password.
Preferably
Also comprise the customer's identity card reader or and magnetic card reader, be used for further verifying client identity, increase security.
Beneficial effect of the present invention: improve plannedly, reduce client waiting time, and improve security, and can realize 24 o'clock banks.
Description of drawings:
Fig. 1 is a structural representation of the present invention;
Fig. 2 is the structural representation of withdraw device of the present invention;
Fig. 3 is the structural representation of check mouth into;
Fig. 4 reads the synoptic diagram of passage for check.
Be described further in conjunction with example:
It receives transmitting system by 1 client data referring to Fig. 1, is a computing machine, and 2 is keyboard, and 3 is display; 4 is bank's end data disposal system, for being used for installing, bank's end server contains client's account and subscription information database software information, be used for being connected with the main control computer of withdraw device, thereby for withdraw device provides customer information, the operation of receiving record client on withdraw device, managing customer information, the checking client identity provides subscription services; Input block 5 is used to import customer information, and display unit 6 is a display, and 7 is withdraw device; In the drawings, B is that client computer system is that bank's end computer system is connected by Internet with A, client computer system is used for the network by Internet, use customer account, password, sign in to bank's end reservation or authorize the interface, preengage or authorize enchashment, and obtain check code; The device of self-help collection of payment, comprise that client's remote terminal and bank server telecom-connect, be used on the display of remote terminal, showing self-help collection of payment reservation interface---special code inputting interface such as number of the account, password, to show after the input---withdraw deposit in advance golden face amount, number and the time inputting interface of withdrawing deposit, input back confirmation is clicked and is confirmed promptly to upload, and will show after uploading---preengage successfully, and a check code is shown, should write down when this sign indicating number has been on the waiting list money and be input in the withdraw device; Comprise bank's end server, be the server that is connected with withdraw device, in bank server, establish client's account and subscription information database software information, be used for being connected with the main control computer of withdraw device, for withdraw device provides customer information, the operation of receiving record client on withdraw device, managing customer information, the checking client identity provides subscription services; Comprise the self-help drawing money device, be arranged on the place that the client is convenient to operate, be used to receive client's check or verify that the client holds, pay the client cash.
Reservation in bank's end server or authoring system are connected with client reservation or authoring system, be used to use client's account, password to sign in to bank's end reservation or authoring system is authorized, adopt online or phone is preengage or authorized, in the server that the bank self-help withdraw device links to each other, establish client's account and subscription information database.
Among Fig. 2,1 is display, be installed in the place that client is convenient to watch, be used for man-machine conversation, 2 is keyboard and check pick-up unit and reader, prefabricated card-inserting device and reader, do not launch in the way to draw, be installed in the place that client is convenient to touch, be used for man-machine conversation, the check insertion maybe will be blocked insertion, 3 is cash dispensing port, is used to get paper money, and 4 is casing, be provided with security door, be used for airtight each parts, deposit cash, get check, 5 is the check storage bin, is provided with security door, be installed in the back of check pick-up unit, be used for temporary check and take out check.
Among Fig. 3,4,1 is reader, can be video camera or rod-type scanner, be installed in the upside or the downside of passage, be used to read check information, 2 for pressing the check wheel, 3 is driving wheel, 4 is photoelectric sensor, is installed in the rear end of passage, after being used to observe check and entering the check pick-up unit fully, report to main control computer, driving wheel stops to drive, and allows check be parked in one and allows reader read its information position fully, and 5 is check.Prefabricated card-inserting device does not draw.
Its course of work is
1, the client gets in touch by telecom-connecting with bank server foundation at remote terminal;
2, on the self-help collection of payment reservation interface that shows on the display of remote terminal, confirm back unit of display title etc. by input block input particular account number, password bank end, the corresponding numerical value got is wanted in input in withdraw deposit in advance golden face amount, number and the time fences of withdrawing deposit that shows, input back confirmation, click and confirm promptly to upload, to show after uploading---preengage successfully, and a check code is shown, should write down when this sign indicating number has been on the waiting list money and be input in the withdraw device;
3, insert check by the volume of withdrawing the money and the face amount of reservation, and the out of Memory of cash on bank nominal value added,
4, check is put into the check input port of withdraw device;
5, withdraw device read check information, and this information is sent to the customer information center checking of bank end;
Identifying code when 6, input is preengage, further checking determines one's identity;
7, if checking is inconsistent check is not withdrawed from and refuses payment; If checking conforms to check is taken in withdraw device, and pay the cash volume that to get.
Can also be provided with client identity authentication card identification device and magnetic card reading device and further check client identity; Certainly magnetic card be bank in advance when the client handles this system and opens an account, just issue the client's.
Above-mentioned reader 2 can be and the corresponding various readers of above-mentioned various customer information carriers.Can be the reader of the reader of the radio frequency transponder of the reader of discerning the microchip device of different shape, the reader of identification IC-card, the reader of discerning contactless IC card, identification different shape, the reader that the magnetic information of different shape is made in identification, the reader of discerning magnetic card, identification light-card or the reader of discerning the Photoelectric Detection card, the reader of identifying information button and the reader of identification biological information.Be used for gathering the customer information of customer information carrier.Storage has the client to be used to buy the authentication password of check or information such as biological characteristic, customer accounting code in the customer information carrier.But the customer information carrier can be the storage information of common all kinds, different shape and the microchip that is used for identification, or microchip is encapsulated in IC-card in the plastic cards, microchip also can adopt other form encapsulating structure, it can be non-contact IC card, it can be the transponder that to be discerned the energy storage information by reader in the radio-frequency recognition system and be packaged into different shape, also can be to make magnetic medium, magnetic card, light-card, Photoelectric Detection card or the information button that various forms energy storage information can be identified, also can be biology itself etc.This device also can adopt the common key-to-disk that is connected with the system main control system to replace reader, and customer information is imported this device.
When with the card enchashment, promptly adopt the mode of client by bank card, with the customer information support card (authentication password of internal memory contain by encrypting, information such as customer accounting code), reader 2 among insertion or close Fig. 2 on the casing, this reader 2 is delivered to bank's end server interpretation with the information in the customer information carrier of reading and by data line, interpretation: 1, whether client identity is legal: 2 with the customer accounting code of reading, and bank's end server instruction is carried out following operation when satisfying the condition of bank end server setting: display operation guide guiding client operation on display 1 simultaneously.When the client access to your password by operated device 2 input clients and the quantity of withdrawing the money of selecting to preengage after, bank's end server instruction payment device is paid this unit cash, bank's end server will be by this process of software records.
In sum, more than be preferred embodiment of the present invention only, be not to be used to limit protection scope of the present invention.For example, the diversity of withdraw device can have been bought on the market, and the check vertification device can the multi-angle setting in addition, can be horizontally disposed with, and can vertically be provided with; Also having display is multi-media display, can be used for the function of substituting for key, also has a storage element to have geocoding one to one to see the method and the device of a kind of drawing money of whole denomination of 2007-11-12 application, but coded system can be various, as electronic tag etc.; Therefore, all any modifications of being done within the spirit and principles in the present invention, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (16)

  1. The method of [claim 1] a kind of planning self-help collection of payment is characterized in that: comprise the steps:
    1, client and bank's reservation plan will obtain cash number, denomination, time;
    2, bank checks money by requirement of client, puts into the storage element of self-help drawing money device, the memory of CPU processor;
    3, the client is inserted into the self-help drawing money device with the perfect instrument of having made an appointment in effective time, and key feeding cipher determines one's identity, and keys in the volume of withdrawing the money of preengaging;
    4, the self-help drawing money device finds the storage element of this client's correspondence, starts the withdraw device payment.
  2. [claim 2] is characterized in that according to the method for claim 1 planning self-help collection of payment: comprise the steps:
    1, the amount of money and the time that will plan to withdraw the money applies in advance to bank;
    2, bank replys and determines the time of withdrawing the money;
    3, bank checks money by requirement of client, puts into the storage element of self-help drawing money device, the memory of CPU processor;
    4, the client is inserted into the self-help drawing money device with the perfect instrument of having made an appointment in effective time, and key feeding cipher determines one's identity, and keys in the volume of withdrawing the money of preengaging;
    5, the self-help drawing money device finds the storage element of this client's correspondence, starts the withdraw device payment.
  3. [claim 3] is characterized in that according to the method for claim 1,2 one kinds of planning self-help collection of payment:
    In the step: bank checks money by requirement of client, breaks into bag, puts into a storage element of self-help drawing money device, the memory of CPU processor.
  4. [claim 4] is characterized in that according to the method for claim 1,2,3 one kind of planning self-help collection of payment: in the step, the self-help drawing money device finds the storage element of this client's correspondence, starts withdraw device cash is transported to payment mouthful payment; Perfect instrument is a cash on bank, or card.
  5. [claim 5] is characterized in that according to the method for claim 1,2,3 one kind of planning self-help collection of payment: in the step, the self-help drawing money device finds the storage element of this client's correspondence, starts withdraw device storage element is turned to payment mouthful payment; Perfect instrument is a cash on bank, or release and password.
  6. [claim 6] a kind of to be used for a kind of device of planning self-help collection of payment of the method for a claim 1-5 planning self-help collection of payment, comprise that client's remote terminal and bank server telecom-connect, be used on the display of remote terminal, showing customer self-service enchashment reservation interface---special code inputting interface such as number of the account, password, to show after the input---the golden face amount of withdrawing deposit in advance, number, and the time inputting interface of withdrawing deposit, input back confirmation, click and confirm promptly to upload, to show after uploading---preengage successfully, and a check code is shown, should write down when this sign indicating number has been on the waiting list money and be input in the withdraw device; Comprise bank's end server, be the server that is connected with withdraw device, in bank server, establish client's account and subscription information database, being used for main control computer with withdraw device is connected to withdraw device customer information is provided, the operation of receiving record client on withdraw device, managing customer information, the checking client identity provides subscription services; Comprise the self-help drawing money device, be arranged on the place that the client is convenient to operate, be used to receive client's check or card, pay the client cash.
  7. [claim 7] is according to the device of claim 6 planning self-help collection of payment, it is characterized in that: the self-help drawing money device comprises that system's main control system is a main frame, be used for holding server telecommunications to be connected with bank, report client operation, instruct with reception server, and each electrical appliance part of management withdraw device, when bill of credit is check, make the harvesting check and pay the bill or refuse to pay the instruction of money, when bill of credit is card, the true and false of card authentication, the instruction of making payment or refusing to pay, comprise the operated device that is connected with main control system or also can hold server telecommunications to be connected with bank, be installed in the place that the client can touch on the casing, be used to receive client's instruction, comprise the reader of customer information carrier, be used to read the information that the client provides, and report to main control computer, and comprise the check retraction mechanism, be used to receive the control of main control computer, check is regained or withdrawed from, comprise that cash stores, payment device is used to place client's cash to be got, and receives the control of main control computer, the stored position of memory client's cash, cash is paid in operation according to the client, comprises card reader, is installed in the place that the client is convenient to touch on the casing, be used to receive the control of main control computer, the checking client identity authentication.
  8. [claim 8] is according to the device of claim 7 planning self-help collection of payment, it is characterized in that: the check retraction mechanism comprises drive unit, be installed on the check reading device passage, being used to drive check enters in the reading device fully, and according to the instruction of main control computer harvesting or withdraw from check, comprise storage bin, be installed in the rear end of check reading device, be used to store the check of harvesting, comprise the check information reader, be installed on the passage, link to each other with main control computer or directly link to each other with bank end server, be used to read check information, and report to main control computer or bank's end server.
  9. The device of [claim 9] a kind of planning self-help collection of payment according to claim 8, it is characterized in that: drive unit is made up of force-note wheel, power wheel and drive motor, be installed on the check reading device passage, be used to drive check, wherein drive motor, be connected with driving wheel, rack-mount, be used to accept main control computer control, for driving wheel provides power, wherein force-note wheel, power wheel be installed in respectively up and down or about support on, be used for meeting the driving check at the folder that two-wheeled forms.
  10. [claim 10] is according to the device of the described a kind of planning self-help collection of payment of claim 1-9, it is characterized in that: comprise identity card reader or magnetic card reader, be installed in the place that the client is convenient to touch on the casing, be used for further verifying client identity, increase security.
  11. [claim 11] is characterized in that according to the device of a claim 6-10 planning self-help collection of payment described reader is the reader of identification microchip device, the reader of identification IC-card, the reader of identification contactless IC card, the reader of identification radio frequency transponder, the reader of identification magnetic information, the reader of identification magnetic card, reader or the reader of identification Photoelectric Detection card or the reader of identifying information button of identification light-card; Can also be that digital camera, camera, camera lens combination imageing sensor and analog to digital converter, camera lens make up one or more in pick-up tube and analog to digital converter, scanner, wand, magneto-dependent sensor built-up pattern number converter and the keyboard; Described user profile refers to that one or more and client of the biological characteristic of client person feature such as client's fingerprint or client's iris or facial characteristics etc. hold information as card, password, information bar etc.
  12. [claim 12] is according to the method and the device of the described a kind of planning self-help collection of payment of claim 1-11, it is characterized in that: comprise the system of reserving by phone and phone authoring system, customer phone connects with bank by a telecommunications holds authoring system to be connected, and is used for holding the subscription authorization device to authorize to bank and draws cash and obtain check code.
  13. [claim 13] is characterized in that according to the method for a claim 1-5 planning self-help collection of payment: in the step, bank checks money by requirement of client, break into bag, labelled, put into a storage element of self-help drawing money device, the memory of CPU processor.
  14. [claim 14] is characterized in that according to the method and the device of the described a kind of planning self-help collection of payment of claim 1-11: the storage element of withdraw device has geocoding one to one.
  15. [claim 15] is characterized in that according to the method for claim 1,2,3 one kind of planning self-help collection of payment: in the step, the self-help drawing money device finds the storage element of this client's correspondence, starts withdraw device, and the mechanical arm of withdraw device is transported to the payment mouth with cash.
  16. [claim 16] is characterized in that according to the method for a claim 1-5 planning self-help collection of payment:
    1, in the server that the bank self-help withdraw device links to each other, establishes client's account and subscription information database;
    2, the client gets in touch by telecom-connecting with bank server foundation at remote terminal;
    3, on the self-help collection of payment reservation interface that shows on the display of remote terminal, confirm back unit of display title etc. by input block input particular account number, password bank end, the corresponding numerical value that input is wanted in withdraw deposit in advance golden face amount, number and the time fences of withdrawing deposit that show, input back confirmation, click and confirm promptly to upload, to show after uploading successfully---preengage successfully, and a check code is shown, write down when this sign indicating number has been on the waiting list money and be input in the withdraw device;
    4, insert check by the volume of withdrawing the money and the face amount of reservation, and the out of Memory of cash on bank nominal value added,
    5, check is put into the check input port of withdraw device;
    6, withdraw device read check information, and this information is sent to the customer information center checking of bank end;
    Identifying code when 7, input is preengage, further checking determines one's identity;
    8, if checking is inconsistent check is not withdrawed from and refuses payment; If checking conforms to check is taken in withdraw device, and pay the cash that to get.
CNA2008103003415A 2008-02-14 2008-02-14 Method and device for planning self-help collection of payment Pending CN101510337A (en)

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Application Number Priority Date Filing Date Title
CN201610131448.6A CN105809848A (en) 2008-02-14 2008-02-14 Method and device for planned self-service cash withdrawal
CNA2008103003415A CN101510337A (en) 2008-02-14 2008-02-14 Method and device for planning self-help collection of payment

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Application Number Priority Date Filing Date Title
CNA2008103003415A CN101510337A (en) 2008-02-14 2008-02-14 Method and device for planning self-help collection of payment

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CN201610131448.6A Division CN105809848A (en) 2008-02-14 2008-02-14 Method and device for planned self-service cash withdrawal

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CN101510337A true CN101510337A (en) 2009-08-19

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CN201610131448.6A Pending CN105809848A (en) 2008-02-14 2008-02-14 Method and device for planned self-service cash withdrawal

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CN102176256A (en) * 2011-03-10 2011-09-07 张建 Self-service electronic passport receiving system and using method
CN102693590A (en) * 2011-03-23 2012-09-26 冲电气工业株式会社 Cash handling apparatus and cash handling system
CN103426082A (en) * 2012-05-15 2013-12-04 ***通信集团公司 Appointing cashing achieving system, method and device
CN103456080A (en) * 2013-09-16 2013-12-18 路建民 Automatic teller machine (ATM) with intelligent recognition system
CN105046841A (en) * 2015-07-23 2015-11-11 成都三泰电子有限公司 Intelligent teller machine
WO2018195842A1 (en) * 2017-04-27 2018-11-01 刘大 Method and system for implementing user self-service
CN109255902A (en) * 2016-01-25 2019-01-22 北京银融科技有限责任公司 Wholesale withdrawal system, financial operational method and control system
CN109637053A (en) * 2018-11-08 2019-04-16 中电金融设备***(深圳)有限公司 Server, self-service operation system, method for processing business and readable storage medium storing program for executing
CN110555957A (en) * 2018-05-31 2019-12-10 北京银融科技有限责任公司 intelligent money withdrawing device and method thereof
CN111860901A (en) * 2019-04-26 2020-10-30 中电金融设备***(深圳)有限公司 Bill processing method and device and storage medium
CN111967979A (en) * 2020-09-01 2020-11-20 中国银行股份有限公司 Method, device and system for processing reserved withdrawal request
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CN102176256A (en) * 2011-03-10 2011-09-07 张建 Self-service electronic passport receiving system and using method
CN102693590A (en) * 2011-03-23 2012-09-26 冲电气工业株式会社 Cash handling apparatus and cash handling system
CN102693590B (en) * 2011-03-23 2016-01-20 冲电气工业株式会社 Cash treatment and cash processing system
CN103426082A (en) * 2012-05-15 2013-12-04 ***通信集团公司 Appointing cashing achieving system, method and device
CN103456080A (en) * 2013-09-16 2013-12-18 路建民 Automatic teller machine (ATM) with intelligent recognition system
CN105046841A (en) * 2015-07-23 2015-11-11 成都三泰电子有限公司 Intelligent teller machine
CN109255902A (en) * 2016-01-25 2019-01-22 北京银融科技有限责任公司 Wholesale withdrawal system, financial operational method and control system
WO2018195842A1 (en) * 2017-04-27 2018-11-01 刘大 Method and system for implementing user self-service
CN110555957A (en) * 2018-05-31 2019-12-10 北京银融科技有限责任公司 intelligent money withdrawing device and method thereof
CN109637053A (en) * 2018-11-08 2019-04-16 中电金融设备***(深圳)有限公司 Server, self-service operation system, method for processing business and readable storage medium storing program for executing
CN109637053B (en) * 2018-11-08 2021-03-23 中电金融设备***(深圳)有限公司 Server, self-service business system, business processing method and readable storage medium
CN111860901A (en) * 2019-04-26 2020-10-30 中电金融设备***(深圳)有限公司 Bill processing method and device and storage medium
CN111860901B (en) * 2019-04-26 2024-05-28 中电金融设备***(深圳)有限公司 Method, device and storage medium for bill processing
WO2020232889A1 (en) * 2019-05-23 2020-11-26 平安科技(深圳)有限公司 Check encashment method, apparatus and device, and computer-readable storage medium
CN111967979A (en) * 2020-09-01 2020-11-20 中国银行股份有限公司 Method, device and system for processing reserved withdrawal request
CN111967979B (en) * 2020-09-01 2023-08-01 中国银行股份有限公司 Method, device and system for processing reserved withdrawal request

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