CN101165734A - Fingerprint POS payment system - Google Patents
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- CN101165734A CN101165734A CNA2006101047833A CN200610104783A CN101165734A CN 101165734 A CN101165734 A CN 101165734A CN A2006101047833 A CNA2006101047833 A CN A2006101047833A CN 200610104783 A CN200610104783 A CN 200610104783A CN 101165734 A CN101165734 A CN 101165734A
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- fingerprint
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- account management
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Abstract
The system comprises a UnionPay central server located at UnionPay side, a UnionPay front end machine connected located at shopping side and connected to the UnionPay central server, and a POS terminal. A system client side -namely finger print collecting terminal is newly added; a finger print account management server is added at shopping side; the UnionPay front-end machine is connected to the account management server; when making a payment, the finger print is transmitted to the finger print management server; after receiving the finger print data, the finger print management server recognizes the finger print to get the bank card information previously binding with the user, and returns it the UnionPay front-end machine.
Description
One, technical field:
The present invention relates to a kind of POS payment system, especially relate to a kind of fingerprint POS payment system.
Two, background technology:
When existing P OS payment system adopted bank card to pay, holder's identity was difficult to confirm.If bank card is lost, password is had things stolen, perhaps holder oneself forgets Password and can't finish payment.
Three, summary of the invention:
The present invention is in order to solve the weak point in the above-mentioned background technology, a kind of fingerprint POS payment system is provided, it is easy to use flexibly, input is simple, the fingerprint authentication function that increases has improved the reliability of system greatly, not only can confirm holder's identity accurately, make the security of transaction improve greatly.Simultaneously, also available fingerprint replaces bank card, under the situation of not carrying bank card, can come consumption and payment by fingerprint in the same old way.
For achieving the above object, the technical solution used in the present invention is:
A kind of fingerprint POS payment system, the Unionpay's front end processor, the POS terminal that are connected with the Unionpay central server of Unionpay's central server that comprises Unionpay end and businessman end, its special character is: at system client is that the POS terminal increases a fingerprint collecting terminal, end increases a fingerprint account management server in businessman, and Unionpay's front end processor is connected with the fingerprint account management server;
When payment, gather disburser's fingerprint from the fingerprint collecting terminal, and change into fingerprint characteristic value, pass to the fingerprint account management server, after the fingerprint account management server receives finger print data, carry out fingerprint recognition, obtain this consumer bank card information of binding in advance, and feed back to Unionpay's front end processor.
The program circuit of fingerprint POS payment system is:
(1) original POS machine sends Payment Request to Unionpay's central server;
(2) if swipe the card payment, then carry out original service logic; If the fingerprint payment, then Unionpay's front end processor is to fingerprint account management server request fingerprint recognition;
(3) the fingerprint account management server is obtained this consumer bank card information of binding in advance, and is fed back to Unionpay's front end processor by fingerprint recognition;
(4) Unionpay's front end processor is delivered to Unionpay's central server to the bank card information that feeds back by original service logic, and subsequent treatment and existing POS payment mode are identical.
A kind of fingerprint POS payment system, comprise the Unionpay's central server of Unionpay's end and the Unionpay's front end processor that is connected with server, the POS machine of businessman's end, its special character is: at system client is to increase a fingerprint collecting terminal on the POS terminal, end increases a fingerprint account management server in Unionpay, Unionpay's central server is connected with the fingerprint account management server, the fingerprint account management server passes through fingerprint recognition, obtain this consumer bank card information of binding in advance, and feed back to Unionpay's central server.
The program circuit of fingerprint POS payment system is:
(1) original POS machine sends Payment Request to Unionpay's central server;
(2) if swipe the card payment, then carry out original service logic; If the fingerprint payment, then Unionpay's central server is to fingerprint account management server request fingerprint recognition;
(3) the fingerprint account management server is obtained this consumer bank card information of binding in advance, and is fed back to Unionpay's central server by fingerprint recognition;
(4) Unionpay's central server is delivered to banking system to the bank card information that feeds back by original service logic, and subsequent treatment and existing pattern are identical.
Compared with prior art, the advantage and the effect that have of the present invention is as follows:
1, security of payment increases greatly.Because after adopting the fingerprint payment technology, just can directly confirm personal identification, stopped bank card fully and lost the back by the possibility of other people use with fingerprint;
2, the convenience of payment improves, and has shortened the time of payment, has improved the payment efficient in market.After fingerprint and bank card information, no longer need the user to carry, show bank card, remove the process of swiping the card from;
3, improve the convenience of bank card user consumption, make the consumer under the situation of not carrying bank card, can consume equally, improved the consumption convenience.
Four, description of drawings:
Fig. 1 is the synoptic diagram of the embodiment of the invention one;
Fig. 2 is the synoptic diagram of the embodiment of the invention two;
Fig. 3 is the program flow diagram of the embodiment of the invention one;
Fig. 4 is the program flow diagram of the embodiment of the invention two.
Five, embodiment:
Core starting point of the present invention is: obtain the bank card information of prior binding by fingerprint, the bank card information that obtains is delivered in the system of Unionpay by original service logic.Though POS is professional relevant with Unionpay and bank, this programme is that supposition is that main body is implemented the fingerprint POS business with the Unionpay;
Based on Unionpay, specifically be meant:
Set up consumer's fingerprint and its bank card information linked database, be responsible for setting up and safeguarding by Unionpay;
The process of consumer's registration (or claiming registration) fingerprint is finished in the computer system under Unionpay;
Consumer's fingerprint authentication process is finished in the computer system under Unionpay;
The fingerprint terminal that relates to is responsible to define the access specification by Unionpay.
Data communication interface between existing system of Unionpay and the banking system is not done any variation.
The present invention has considered fingerprint terminal and the shared situation of common POS machine.
Consider that the data transfer bandwidth at POS machine and Unionpay center limits, the transmission fingerprint image does not only transmit fingerprint characteristic value.
Embodiment one:
Referring to Fig. 1, at terminating layer, existing common POS machine mixes use with the fingerprint terminal.Fingerprint base is built businessman's side in, by the management and control of fingerprint account management server.The construction of fingerprint base is responsible for by Unionpay.Comprise finger print information and consumer's title, consumer's bank card information in the fingerprint base, and set up corresponding relation.The fingerprint account management server is responsible for Unionpay's front end processor mutual.When the consumer used the fingerprint payment, Unionpay's front end processor was to fingerprint account management server request fingerprint recognition.The fingerprint account management server is obtained this consumer bank card information of binding in advance, and is fed back to Unionpay's front end processor by fingerprint recognition.Unionpay's front end processor is delivered to the Unionpay center to the bank card information that feeds back by original service logic, and subsequent treatment and existing pattern are identical.
Referring to Fig. 3, the program circuit of fingerprint POS payment system is:
(1) original POS machine sends Payment Request to Unionpay's front end processor;
(2) if swipe the card payment, then carry out original service logic; If the fingerprint payment, then Unionpay's front end processor is to fingerprint account management server request fingerprint recognition;
(3) the fingerprint account management server is obtained this consumer bank card information of binding in advance, and is fed back to Unionpay's front end processor by fingerprint recognition;
(4) Unionpay's front end processor is delivered to banking system to the bank card information that feeds back by original service logic, and subsequent treatment and existing pattern are identical.
Embodiment two:
Referring to Fig. 2, at terminating layer, existing common POS machine mixes use with the fingerprint terminal, and fingerprint base is built Unionpay's side in, by the management and control of fingerprint account management server.The construction of fingerprint base is responsible for by Unionpay.Comprise finger print information and consumer's title, consumer's bank card information in the fingerprint base, and set up corresponding relation.The fingerprint account management server is responsible for Unionpay's front end processor mutual.When the consumer used the fingerprint payment, Unionpay's front end processor was sent to the Unionpay center to finger print data by existing network.Unionpay's central server judges it is the fingerprint payment, then to fingerprint account management server request fingerprint recognition.The fingerprint account management server is obtained this consumer bank card information of binding in advance, and is fed back to Unionpay's central server by fingerprint recognition.Unionpay's central server is delivered to banking system to the bank card information that feeds back by original service logic.Subsequent treatment and existing pattern are identical.
Referring to Fig. 4, the program circuit of fingerprint POS payment system is:
(1) original POS machine sends Payment Request to Unionpay's central server;
(2) if swipe the card payment, then carry out original service logic; If the fingerprint payment, then Unionpay's central server is to fingerprint account management server request fingerprint recognition;
(3) the fingerprint account management server is obtained this consumer bank card information of binding in advance, and is fed back to Unionpay's central server by fingerprint recognition.
(4) Unionpay's central server is delivered to banking system to the bank card information that feeds back by original service logic, and subsequent treatment and existing pattern are identical.
Among the present invention program one, fingerprint base is distributed.Unionpay sets up a fingerprint base a businessman, is convenient to pilot control; In the scheme one, fingerprint base is based upon the preposition pusher side of Unionpay, does not have relatedly with the Unionpay core business system, to its not influence, only need simply transform the service logic in Unionpay's front end processor.
In the scheme two, fingerprint base is centralized.A fingerprint base is set up in area or city.The fingerprint base capacity will be very big; Fingerprint base links to each other with the core business system of Unionpay simultaneously, can propose to transform requirement to core business system.
Claims (4)
1. fingerprint POS payment system, the Unionpay's front end processor, the POS terminal that are connected with the Unionpay central server of Unionpay's central server that comprises Unionpay end and businessman end, it is characterized in that: at system client is that the POS terminal increases a fingerprint collecting terminal, increase a fingerprint account management server in Unionpay's front end processor service end, Unionpay's front end processor is connected with the fingerprint account management server;
When payment, gather disburser's fingerprint from the fingerprint collecting terminal, and change into fingerprint characteristic value, pass to the fingerprint account management server, after the fingerprint account management server receives finger print data, carry out fingerprint recognition, obtain this consumer bank card information of binding in advance, and feed back to Unionpay's front end processor.
2. fingerprint POS payment system according to claim 1 is characterized in that: the program circuit of fingerprint POS payment system is:
(1) original POS machine sends Payment Request to Unionpay's central server;
(2) if swipe the card payment, then carry out original service logic; If the fingerprint payment, then Unionpay's front end processor is to fingerprint account management server request fingerprint recognition;
(3) the fingerprint account management server is obtained this consumer bank card information of binding in advance, and is fed back to Unionpay's front end processor by fingerprint recognition;
(4) Unionpay's front end processor is delivered to banking system to the bank card information that feeds back by original service logic, and subsequent treatment and existing pattern are identical.
3. fingerprint POS payment system, comprise the Unionpay's central server of Unionpay's end and the Unionpay's front end processor that is connected with server, the POS machine of businessman's end, its special character is: at system client is to increase a fingerprint collecting terminal on the POS terminal, end increases a fingerprint account management server in Unionpay, Unionpay's central server is connected with the fingerprint account management server, the fingerprint account management server passes through fingerprint recognition, obtain this consumer bank card information of binding in advance, and feed back to Unionpay's central server.
4. fingerprint POS payment system according to claim 3 is characterized in that: the program circuit of fingerprint POS payment system is:
(1) original POS machine sends Payment Request to Unionpay's central server;
(2) if swipe the card payment, then carry out original service logic; If the fingerprint payment, then Unionpay's central server is to fingerprint account management server request fingerprint recognition;
(3) the fingerprint account management server is obtained this consumer bank card information of binding in advance, and is fed back to Unionpay's central server by fingerprint recognition;
(4) Unionpay's central server is delivered to banking system to the bank card information that feeds back by original service logic, and subsequent treatment and existing pattern are identical.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006101047833A CN101165734A (en) | 2006-10-20 | 2006-10-20 | Fingerprint POS payment system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006101047833A CN101165734A (en) | 2006-10-20 | 2006-10-20 | Fingerprint POS payment system |
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| CN101165734A true CN101165734A (en) | 2008-04-23 |
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| CNA2006101047833A Pending CN101165734A (en) | 2006-10-20 | 2006-10-20 | Fingerprint POS payment system |
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Cited By (24)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103366274A (en) * | 2013-05-25 | 2013-10-23 | 中山市中商港科技有限公司 | Hybrid e-commerce instant payment method |
| CN103606082A (en) * | 2013-11-15 | 2014-02-26 | 四川长虹电器股份有限公司 | A television payment system based on fingerprint identification and a method |
| CN103942899A (en) * | 2014-04-04 | 2014-07-23 | 上海工程技术大学 | Fingerprint pos machine and fingerprint payment system |
| CN104361491A (en) * | 2014-11-03 | 2015-02-18 | 中国联合网络通信集团有限公司 | Mobile paying method and system |
| CN104408615A (en) * | 2014-12-10 | 2015-03-11 | 福建联迪商用设备有限公司 | POS (Point of Sale) transaction method and system adopting fingerprint recognition |
| CN104463582A (en) * | 2014-11-25 | 2015-03-25 | 重庆天元仙宝科技发展有限公司 | Payment method for electronic currency |
| CN104765992A (en) * | 2015-03-25 | 2015-07-08 | 天脉聚源(北京)传媒科技有限公司 | Data processing method and device |
| CN105590194A (en) * | 2014-12-03 | 2016-05-18 | ***股份有限公司 | Offline payment method and payment system |
| CN105654302A (en) * | 2015-12-24 | 2016-06-08 | 小米科技有限责任公司 | Payment method and device |
| CN106157014A (en) * | 2015-08-27 | 2016-11-23 | 刘晓明 | A kind of novel auth method |
| CN106204956A (en) * | 2016-07-01 | 2016-12-07 | 合肥天馈信息技术有限公司 | A kind of water power paying device and control system |
| WO2017128117A1 (en) * | 2016-01-27 | 2017-08-03 | 邓娟 | Method for linking fingerprint to credit card and credit card verification system |
| WO2017128116A1 (en) * | 2016-01-27 | 2017-08-03 | 邓娟 | Information pushing method for fingerprint and credit card matching technique and credit card verification system |
| WO2017128115A1 (en) * | 2016-01-27 | 2017-08-03 | 邓娟 | Data collecting method for credit card and fingerprint linking technique and credit card verification system |
| CN107025561A (en) * | 2017-03-24 | 2017-08-08 | 广东工业大学 | A kind of payment system based on fingerprint recognition |
| CN107153960A (en) * | 2017-04-25 | 2017-09-12 | 北京小米移动软件有限公司 | The settlement method and device of transaction |
| WO2017166928A1 (en) * | 2016-04-01 | 2017-10-05 | 中兴通讯股份有限公司 | Payment authentication method and device |
| CN108122351A (en) * | 2017-12-25 | 2018-06-05 | 北京无线电计量测试研究所 | The intelligence single, cash collecting system of point and application method with biological characteristic identification function |
| CN108205824A (en) * | 2016-12-16 | 2018-06-26 | 丁志国 | The financial IC card parking lot intelligent charging management system paid is dodged based on cloud |
| CN108629574A (en) * | 2018-05-04 | 2018-10-09 | 北京神州安付科技有限公司 | Composite safe certification POS machine and method based on vein, fingerprint recognition |
| WO2018218551A1 (en) * | 2017-05-31 | 2018-12-06 | 深圳市永恒丰科技有限公司 | Fare payment method |
| CN111178898A (en) * | 2019-12-25 | 2020-05-19 | 壹指通(深圳)科技控股有限公司 | Fingerprint payment method and equipment |
| US11127010B2 (en) | 2015-07-14 | 2021-09-21 | Samsung Electronics Co., Ltd. | Electronic device, certification agency server, and payment system |
| CN113837784A (en) * | 2020-06-24 | 2021-12-24 | 西安赋能区块链技术咨询服务有限公司 | Credibility evaluation method based on block chain intelligent contract |
-
2006
- 2006-10-20 CN CNA2006101047833A patent/CN101165734A/en active Pending
Cited By (25)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103366274A (en) * | 2013-05-25 | 2013-10-23 | 中山市中商港科技有限公司 | Hybrid e-commerce instant payment method |
| CN103606082A (en) * | 2013-11-15 | 2014-02-26 | 四川长虹电器股份有限公司 | A television payment system based on fingerprint identification and a method |
| CN103942899A (en) * | 2014-04-04 | 2014-07-23 | 上海工程技术大学 | Fingerprint pos machine and fingerprint payment system |
| CN104361491A (en) * | 2014-11-03 | 2015-02-18 | 中国联合网络通信集团有限公司 | Mobile paying method and system |
| CN104463582A (en) * | 2014-11-25 | 2015-03-25 | 重庆天元仙宝科技发展有限公司 | Payment method for electronic currency |
| CN105590194A (en) * | 2014-12-03 | 2016-05-18 | ***股份有限公司 | Offline payment method and payment system |
| CN104408615A (en) * | 2014-12-10 | 2015-03-11 | 福建联迪商用设备有限公司 | POS (Point of Sale) transaction method and system adopting fingerprint recognition |
| CN104765992A (en) * | 2015-03-25 | 2015-07-08 | 天脉聚源(北京)传媒科技有限公司 | Data processing method and device |
| US11127010B2 (en) | 2015-07-14 | 2021-09-21 | Samsung Electronics Co., Ltd. | Electronic device, certification agency server, and payment system |
| CN106157014A (en) * | 2015-08-27 | 2016-11-23 | 刘晓明 | A kind of novel auth method |
| CN105654302A (en) * | 2015-12-24 | 2016-06-08 | 小米科技有限责任公司 | Payment method and device |
| WO2017128116A1 (en) * | 2016-01-27 | 2017-08-03 | 邓娟 | Information pushing method for fingerprint and credit card matching technique and credit card verification system |
| WO2017128117A1 (en) * | 2016-01-27 | 2017-08-03 | 邓娟 | Method for linking fingerprint to credit card and credit card verification system |
| WO2017128115A1 (en) * | 2016-01-27 | 2017-08-03 | 邓娟 | Data collecting method for credit card and fingerprint linking technique and credit card verification system |
| WO2017166928A1 (en) * | 2016-04-01 | 2017-10-05 | 中兴通讯股份有限公司 | Payment authentication method and device |
| CN107292617A (en) * | 2016-04-01 | 2017-10-24 | 中兴通讯股份有限公司 | Method for authenticating, the device of payment |
| CN106204956A (en) * | 2016-07-01 | 2016-12-07 | 合肥天馈信息技术有限公司 | A kind of water power paying device and control system |
| CN108205824A (en) * | 2016-12-16 | 2018-06-26 | 丁志国 | The financial IC card parking lot intelligent charging management system paid is dodged based on cloud |
| CN107025561A (en) * | 2017-03-24 | 2017-08-08 | 广东工业大学 | A kind of payment system based on fingerprint recognition |
| CN107153960A (en) * | 2017-04-25 | 2017-09-12 | 北京小米移动软件有限公司 | The settlement method and device of transaction |
| WO2018218551A1 (en) * | 2017-05-31 | 2018-12-06 | 深圳市永恒丰科技有限公司 | Fare payment method |
| CN108122351A (en) * | 2017-12-25 | 2018-06-05 | 北京无线电计量测试研究所 | The intelligence single, cash collecting system of point and application method with biological characteristic identification function |
| CN108629574A (en) * | 2018-05-04 | 2018-10-09 | 北京神州安付科技有限公司 | Composite safe certification POS machine and method based on vein, fingerprint recognition |
| CN111178898A (en) * | 2019-12-25 | 2020-05-19 | 壹指通(深圳)科技控股有限公司 | Fingerprint payment method and equipment |
| CN113837784A (en) * | 2020-06-24 | 2021-12-24 | 西安赋能区块链技术咨询服务有限公司 | Credibility evaluation method based on block chain intelligent contract |
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