CN101093571A - Method for processing data of bank - Google Patents

Method for processing data of bank Download PDF

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Publication number
CN101093571A
CN101093571A CNA2007100758955A CN200710075895A CN101093571A CN 101093571 A CN101093571 A CN 101093571A CN A2007100758955 A CNA2007100758955 A CN A2007100758955A CN 200710075895 A CN200710075895 A CN 200710075895A CN 101093571 A CN101093571 A CN 101093571A
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tentative calculation
fixed data
data
database
fixed
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CN101093571B (en
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刘建军
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ZHAOSHANG BANK CO Ltd
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ZHAOSHANG BANK CO Ltd
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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method for processing bank data includes carrying out trial calculation by trial calculation unit to judge whether the first fixed data is satisfied with condition or not and sending the first fixed data information stored in and entered into databank to data-processing unit by trial calculation unit when condition is satisfied then using said data-processing unit to carry out treatment on the first fixed data.

Description

The method that a kind of bank data is handled
Technical field
The present invention relates to the method that a kind of bank data is handled.
Background technology
Along with the development of computing machine, increasing computer technology is applied to civilian, and the method that relevant data is handled has obtained very big development.
Chinese invention patent ublic specification of application (publication number: CN 1426027A) disclose a kind of communication system that utilizes and carried out the system that water, electricity, gas use automatic charge.It is discussed below in summary: the invention discloses a kind of communication system that utilizes and carry out the system that water, electricity, gas use automatic charge.This system is made of automatic fee charging management center, banking system and the corresponding apparatus facility of new water meter, ammeter, gas meter, communication system (microwave wireless communication system or line communication system), water, electricity, gas supplying sector.By this Fare Collection System, water, electricity, gas supplying sector counts the actual use amount of user's water, electricity, gas at any time automatically by computing machine, bales catch goes corresponding water, electricity, gas usage charges on the bank account of user's appointment then, simultaneously, operating position and fund state to user's water, electricity, gas compare in good time, in case find that the user does not have fund or insufficient funds, reminding under the invalid situation of user's replenishment of funds, will send the signal of cutting off the water supply, cut off the power supply, die automatically, the user cuts off the water supply, cuts off the power supply or dies.Native system realized the water, electricity, gas usage charges automatically, on time, accurately, efficiently collect, realized paying the fees earlier, use the back, does not pay the fees, and does not use, and has avoided the loss of water, electricity, gas supplying sectors.
In the above-mentioned Chinese invention patent ublic specification of application disclosed method,, do not carry out fully open with being connected of banking system, the application of comparative approach in banking system to device relatively though mentioned the comparison of water, electricity, gas operating position and fund.In addition, the present invention can't realize that the user initiatively requires system that water, electricity, gas operating position and fund are compared at any time, and obtains comparative result.
Therefore, still lack the method that a kind of bank data is handled at present, the tentative calculation device is applied in banking system, and realizes comparatively perfect functions, obtain good effect.
The tentative calculation device also is widely used at other field.Chinese invention patent ublic specification of application (publication number: CN 1428732) discloses a kind of method of automatically producing prediction of supplier.It is discussed below in summary: a kind of method of automatically producing prediction of supplier, in order to solve the problem that in the material forecast system in the manufacturing industry now, can't accurately predict material, simulate the prediction of material requirement by the prediction tentative calculation servomechanism in the enterprises end servomechanism, and in time send prediction address to supplier and procurement staff, finish pan feeding and select and purchase operation, the present invention comprises the following steps: that at least enterprises end receives the predict data that at least one client transmits, and by Enterprise Resources Planning servomechanism consolidated forecast data, produce the order that starts prediction tentative calculation servomechanism by the Enterprise Resources Planning servomechanism afterwards, predict the tentative calculation servomechanism and carry out, predict that then the tentative calculation servomechanism produces prediction address, by specific transmission mode prediction address is transmitted supplier's end at last.
In the above-mentioned Chinese invention patent ublic specification of application disclosed method, the tentative calculation servomechanism must be started by the Enterprise Resources Planning servomechanism, could carry out the prediction tentative calculation, and Computer Service is not strong in the dirigibility of this method, and work efficiency is limited.
According to the retrieval, the method that does not have a kind of bank data that can be applicable to complicated core banking system to handle at present can realize the automatic tentative calculation of feasibility of concluding the business, and can realize comparatively perfect tentative calculation function.
Summary of the invention
In order to overcome the automatic tentative calculation of the above-mentioned feasibility that can't realize concluding the business, the user also can't require the conclude the business technological deficiency of feasibility tentative calculation of computer system at any time, the invention provides the method that a kind of bank data is handled.
The technical scheme of technical solution problem of the present invention is:
The method that a kind of bank data is handled, it comprises tentative calculation device, data processing equipment, data storage device, the tentative calculation device is connected with data processing equipment, data storage device, described Computer Memory Unit stores database, default first database and second database in the database, this method is characterized in that comprising step by above-mentioned configuration:
2) the tentative calculation device carries out the first fixed data tentative calculation by fixed frequency to database, judges whether first fixed data satisfies condition,
If: first fixed data is less than first database, and this tentative calculation finishes, and the next time period of tentative calculation device wait is carried out the fixed data tentative calculation to database;
If: the value that first fixed data deducts first database after the tentative calculation is lower than second database, and this tentative calculation finishes, and the tentative calculation device waits for that the next time period carries out the fixed data tentative calculation to database;
When above-mentioned two conditions all were false, condition was set up, and enters step 3);
3) the first fixed data information that enters database that the tentative calculation device will be stored sends data processing equipment to;
4) data processing equipment carries out the processing of first fixed data.
Preferably, the tentative calculation device is connected step 2 successively with external network, terminal) preceding increase step:
11) user proposes second fixed data to terminal and handles request, and the second fixed data information that enters database according to the prompting input of terminal;
12) described second fixed data processing request and the second fixed data information are sent to the tentative calculation device by external network;
13) the tentative calculation device is according to the second fixed data information that enters database that external network transmits, and judges whether the user handles to open interface, as if open-minded, then returns; If not open-minded, then handle and open interface and return;
14) the tentative calculation device sends the second fixed data information that enters database that external network transmits to data storage device;
15) relevant agreement and the user profile opened of the data-base recording in the data storage device.
The described second fixed data information that enters database comprises: the user profile and second fixed data are handled request.
Preferably, step 2) further comprise the following steps:
21) user proposes first fixed data to terminal and handles request, and the first fixed data information that enters database according to the prompting input of terminal;
22) described first fixed data processing request and the first fixed data information are sent to the tentative calculation device by external network;
23) the tentative calculation device carries out tentative calculation according to the first fixed data information that enters database that external network transmits, and judges whether the processing of first fixed data satisfies condition:
If: the first fixed data information is less than first database, and the tentative calculation device reports an error to terminal by external network: " invalid data ", and this tentative calculation finishes, and user's first fixed data is handled the request failure; If: the value that first fixed data deducts first database after the tentative calculation is lower than second database, the tentative calculation device reports an error to terminal by external network: " value that first fixed data processing back, first fixed data deducts first database is lower than second database ", this tentative calculation finishes, and user's first fixed data is handled the request failure; When above-mentioned two conditions all were false, the first fixed data treatment conditions were set up, and enter step 24);
24) the tentative calculation device sends to terminal with relevant informations such as first fixed datas by external network, waits for that the user confirms;
25) terminal passes to the tentative calculation device with confirmation by external network.
The described first fixed data information that enters database comprises: the user profile and first fixed data are handled request.
Preferably, increase the following step:
5) data processing equipment sends data processing of information to data storage device;
6) data storage device record data process information.
Preferably, increase the following step:
7) the tentative calculation device generates note with data processing of information, and described note is sent to SMS platform;
8) SMS platform sends to user mobile phone with described note.
Preferably, increase step 9): the tentative calculation device sends data processing of information to terminal by external network, feedback user.
In the step 4), data processing equipment carries out first fixed data to be handled, and data value is the fixed value that meets the tentative calculation condition.
In the step 4), data processing equipment carries out first fixed data to be handled, and data value is the maximal value that meets the tentative calculation condition.
Step 2) described fixed frequency is 24 hours.
Step 2) contains multinomial second fixed data, first operator precedence highest-ranking second fixed data in.
Described first database is minimum amount to pay, and described second database is minimum residue capital, and the value that described first fixed data deducts first database is a residue loaning bill capital.
Described tentative calculation device is PMIS pmis, and described first fixed data is the refund amount of money, and the described first fixed data tentative calculation is the refund tentative calculation; Described second fixed data is a borrowing balance, and the described second fixed data tentative calculation is the loaning bill tentative calculation.
Described database is an account.
Described terminal is one of phone, WWW network.
Described priority level is successively arranged by the second fixed data generation time, and second fixed data that priority level is the highest is the loaning bill that exceeds the time limit, and what priority level was time high is debit date loaning bill the earliest.
Compared with prior art, beneficial effect of the present invention is:
A kind of technology is provided, has increased tentative calculation device, made bank computer system can realize the concluding the business automatic tentative calculation of feasibility, the perhaps customer requirements computer system tentative calculation of feasibility of concluding the business with tentative calculation function; When the tentative calculation condition satisfies when pre-conditioned, computing machine carries out data processing automatically.By this technology, make that the transaction place between bank and the user no longer sticks to sales counter, exchange hour no longer sticks to the agreement of signing between user and the bank.Transaction can take place at any time according to user's requirement, also can no longer stick to the agreement signed between user and the bank and constantly takes place automatically by fixed frequency (as every day).By this technology, both increased substantially the treatment effeciency of computing machine, made things convenient for the user, reduced user's cost, simultaneously, also reduced risk of bank.Effect highly significant of the present invention.
Description of drawings
Fig. 1 is the structured flowchart of the method for bank data processing of the present invention;
Fig. 2 is the structured flowchart of data-storage system of the present invention;
Fig. 3 is the process flow diagram of the method for bank data processing of the present invention;
Fig. 4 is that preferred embodiment user of the present invention carries out at any time the process flow diagram of the method for refund automatically to bank;
The process flow diagram of Fig. 5 method that to be preferred embodiment user of the present invention borrow money at any time to bank;
Fig. 6 is that preferred embodiment user of the present invention carries out the process flow diagram of the method for self-aid reimbursement at any time to bank.
Embodiment
See also Fig. 1 and Fig. 2, Fig. 1 is the structured flowchart of the method for bank data processing of the present invention; Fig. 2 is the structured flowchart of data-storage system of the present invention.Background host computer 001 comprises data storage device 002, data processing equipment 003 and tentative calculation device 004.Be connected with data storage device 002, data processing equipment 003 tentative calculation device 004, external network 005, terminal 006 of tentative calculation device 004 links to each other successively, data storage device 002 stores database 901, default first database 902 and second database 903 in the database 901.
See also Fig. 3, the method for data processing of the present invention comprises the steps: that tentative calculation device 004 carries out the step 101 of the first fixed data tentative calculation to database by fixed frequency.If first fixed data is less than first database 902, the tentative calculation failure enters step 102; The value that deducts first database 902 as if first fixed data after the tentative calculation is lower than second database 903, and the tentative calculation failure enters step 102.When above-mentioned two conditions all were false, the tentative calculation success entered step 103.Tentative calculation device 004 is waited for the next time period is carried out the fixed data tentative calculation to database step 102.The first fixed data information that enters database 901 that tentative calculation device 004 will be stored sends the step 103 of data processing equipment 003 to.Data processing equipment 003 carries out the step 104 that first fixed data is handled.
See also Fig. 4, the disposal route that bank of the present invention refunds at any time automatically comprise the steps: pmis every 24 hours to the refund step 201 of tentative calculation of account.If the refund amount of money is less than minimum amount to pay, the tentative calculation failure enters step 202; If residue loaning bill capital is lower than minimum residue capital after the tentative calculation, the tentative calculation failure enters step 202.When above-mentioned two conditions all were false, the tentative calculation success entered step 203.Pmis after 24 hours once more to the refund step 202 of tentative calculation of account.Pmis asks to send to the step 203 of data processing equipment 003 with the relevant user information and automatic refund of storage.Data processing equipment 003 is handled the step 204 of transaction content.Data processing equipment 003 is revised as loan balance and keeps the length of maturity, or keeps the step 205 of loan monthly mortgage.Data processing equipment 003 sends data processing of information to the step 206 of data storage device 002.The step 207 of data storage device 002 record data process information.Pmis generates note with data processing of information and described note is sent to the step 208 of SMS platform.SMS platform sends to note the step 209 of user mobile phone.In the step 205, data processing equipment 003 can be revised as loan balance according to agreement for the repayment of money and keep the length of maturity, or keeps the loan monthly mortgage, and interim requirement that also can the client is revised as loan balance and keeps the length of maturity, or keeps the loan monthly mortgage.By said method, on the account of each automatic inquiring user of set time of bank whether remaining sum is arranged, when the satisfied refund of remaining sum requires, bank's auto deduction.Thereby realized the purpose that bank refunds at any time automatically.
See also Fig. 5, the method that the user borrows money at any time to bank comprises the steps: that the user proposes the loaning bill request to terminal 006, and imports the step 301 of user profile (comprising password) according to the prompting of terminal 006.The user profile and the request of borrowing money are sent to the step 302 of pmis by external network 005.Pmis judges according to the user profile and the request of borrowing money that external network 005 transmits whether the user handles the step 303 of opening interface.If the user does not handle and opens interface, then pmis enters step 303 after handling and opening interface; If the user has handled and opened interface, then directly enter step 303.Pmis sends terminal 006 user profile that transmits and the request of borrowing money to the step 304 of data storage device 002.Data storage device 002 record is relevant to be opened agreement and user profile and will open the step 305 that agreement sends pmis to.Pmis will open the step 306 that agreement generates note and sends to SMS platform; SMS platform sends to note the step 307 of user mobile phone.Described terminal 006 is one of phone, network.The highest amount of asking of borrowing money is 500,000 yuan.By said method, the user any time, by means such as phone, networks, handled loaning bill to bank at any time in one day 24 hours, need not arrive sales counter and handle, and is both quick, time saving and energy saving again.
Need to prove that self-service loaning bill highest amount must not surpass the accrediting amount, the ratio of the promptly self-service loaning bill highest amount and the accrediting amount is no more than 100%.The shortest 1 month of the time limit of self-service loaning bill (containing), the loan that the longest 5 years and date of expiry that must not surpass the accrediting amount be in during the fixed rate can not be opened self-service or the function of refunding automatically, opened the self-service business of refunding in advance or refunding function automatically in advance, need close this function and can apply for that the mode of repayment of the self-service loaning bill of fixed rate is that single-candidate is refunded, the single-candidate capital is refunded or the repayment of principal that expires is monthly paid interest.The length of maturity can not be taked the mode of repayment that expires and repay principal and monthly pay interest at the loan more than 1 year.
See also Fig. 6, the user carries out at any time the method for self-aid reimbursement to bank and comprises the steps: that the user proposes the refund request to terminal 006, and according to the step 401 of the prompting input user profile (comprising password) of terminal 006.The user profile and the request of refunding are sent to the step 402 of pmis by external network 005.The pmis step 403 that tentative calculation is carried out in user profile that transmits and the request of refunding according to external network 005.If the refund amount of money is less than minimum amount to pay, the tentative calculation failure enters step 404; If residue loaning bill capital is lower than minimum residue capital after the tentative calculation, the tentative calculation failure enters step 404.When above-mentioned two conditions all were false, the tentative calculation success entered step 405.The step 404 that pmis reports an error to terminal 006 by external network 005.Pmis sends to terminal 006 with the refund key element by external network 005, waits for the step 405 that the user confirms.The user confirms; Terminal 006 passes to confirmation the step 406 of pmis by external network 005.Pmis is with the relevant user information and the self-aid reimbursement request step 407 that sends data processing equipment 003 to of storage.Data processing equipment 003 is handled the step 408 of transaction content.Data processing equipment 003 is revised as loan balance and keeps the length of maturity, or keeps the step 409 of loan monthly mortgage.Data handling system sends data processing of information to the step 410 of pmis; Pmis sends data processing of information to the step 411 of data storage device 002; The step 412 of data storage device 002 record data process information.Pmis sends Transaction Information to terminal 006, the step 413 of feedback user by external network 005.Pmis generates note with data processing of information and described note is sent to the step 414 of SMS platform.SMS platform sends to note the step 415 of user mobile phone.In the step 409, data processing equipment 003 can be revised as loan balance according to agreement for the repayment of money and keep the length of maturity, or keeps the loan monthly mortgage, also can answer client's interim requirement that loan balance is revised as the maintenance length of maturity, or keep the loan monthly mortgage.
Borrowed money accounts and self-aid reimbursement account, the account of refunding can be same account automatically.The user can establish an account as automatic refund account in addition for making things convenient for managed fund.When the user has surplus capital, deposit surplus capital in automatic refund account.Whether the automatic tentative calculation Pmis every day once number of this account fund is enough in refund.The purposes of the user management fund of being more convenient for like this is unlikely the fund that the user is not planned to refund and refunds automatically.
User's mode of repayment both can adopt at any time mode of repayment automatically, also can adopt repay automatically at any time the eligible requirement of number do not fix a number fund and by every month deduction of agreement fixedly the fund dual mode combine.When adopting the latter, run into the day of withholing, after the user should give back fixedly fund,, can refund automatically at any time when the surplus capital number is eligible when requiring.
When user's loaning bill was closed, automatic, the self-aid reimbursement function of this loaning bill promptly stopped voluntarily.
The user that the present invention mentions both can be a bank client, also can be the internal work personnel of bank and other agents simultaneously.
In addition, need to prove that in specific implementation process, the present invention should observe the relevant instant rules of borrowing money, refunding of People's Bank of China.
Certainly; above description only relates to embodiments more of the present invention; the replacement that any those skilled in the art does based on spirit of the present invention or improve and all should be protection scope of the present invention and contain, protection scope of the present invention should be as the criterion with claims.

Claims (17)

1, a kind of method of bank data processing, it comprises tentative calculation device, data processing equipment, data storage device, the tentative calculation device is connected with data processing equipment, data storage device, described Computer Memory Unit stores database, default first database and second database in the database, this method is characterized in that comprising step by above-mentioned configuration:
2) the tentative calculation device carries out the first fixed data tentative calculation by fixed frequency to database, judges whether first fixed data satisfies condition,
If: first fixed data is less than first database, and this tentative calculation finishes, and the next time period of tentative calculation device wait is carried out the fixed data tentative calculation to database;
If: the value that first fixed data deducts first database after the tentative calculation is lower than second database, and this tentative calculation finishes, and the tentative calculation device waits for that the next time period carries out the fixed data tentative calculation to database;
When above-mentioned two conditions all were false, condition was set up, and enters step 3);
3) the first fixed data information that enters database that the tentative calculation device will be stored sends data processing equipment to;
4) data processing equipment carries out the processing of first fixed data.
2, the method for bank data processing according to claim 1, it is characterized in that: the tentative calculation device is connected step 2 successively with external network, terminal) preceding increase step:
11) user proposes second fixed data to terminal and handles request, and the second fixed data information that enters database according to the prompting input of terminal;
12) described second fixed data processing request and the second fixed data information are sent to the tentative calculation device by external network;
13) the tentative calculation device is according to the second fixed data information that enters database that external network transmits, and judges whether the user handles to open interface, as if open-minded, then returns; If not open-minded, then handle and open interface and return;
14) the tentative calculation device sends the second fixed data information that enters database that external network transmits to data storage device;
15) relevant agreement and the user profile opened of the data-base recording in the data storage device.
3, the method for bank data processing according to claim 2, it is characterized in that: the described second fixed data information that enters database comprises: the user profile and second fixed data are handled request.
4, the method for bank data processing according to claim 1 is characterized in that: step 2) further comprise the following steps:
21) user proposes first fixed data to terminal and handles request, and the first fixed data information that enters database according to the prompting input of terminal;
22) described first fixed data processing request and the first fixed data information are sent to the tentative calculation device by external network;
23) the tentative calculation device carries out tentative calculation according to the first fixed data information that enters database that external network transmits, and judges whether the processing of first fixed data satisfies condition:
If: the first fixed data information is less than first database, and the tentative calculation device reports an error to terminal by external network: " invalid data ", and this tentative calculation finishes, and user's first fixed data is handled the request failure;
If: the value that first fixed data deducts first database after the tentative calculation is lower than second database, the tentative calculation device reports an error to terminal by external network: " value that first fixed data processing back, first fixed data deducts first database is lower than second database ", this tentative calculation finishes, and user's first fixed data is handled the request failure; When above-mentioned two conditions all were false, the first fixed data treatment conditions were set up, and enter step 24);
24) the tentative calculation device sends to terminal with relevant informations such as first fixed datas by external network, waits for that the user confirms;
25) terminal passes to the tentative calculation device with confirmation by external network.
5, according to the method for claim 1 and 4 described bank datas processing, it is characterized in that: the described first fixed data information that enters database comprises: the user profile and first fixed data are handled request.
6, the method for handling according to claim 1,2,4 arbitrary described bank datas is characterized in that increasing the following step:
5) data processing equipment sends data processing of information to data storage device;
6) data storage device record data process information.
7, the method for handling according to claim 1,2,4 arbitrary described bank datas is characterized in that increasing the following step:
7) the tentative calculation device generates note with data processing of information, and described note is sent to SMS platform;
8) SMS platform sends to user mobile phone with described note.
8, the method for bank data processing according to claim 7, it is characterized in that increasing step 9): the tentative calculation device sends data processing of information to terminal by external network, feedback user.
9, the method for bank data processing according to claim 1 is characterized in that: in the step 4), data processing equipment carries out first fixed data to be handled, and data value is the fixed value that meets the tentative calculation condition.
10, the method for bank data processing according to claim 1 is characterized in that: in the step 4), data processing equipment carries out first fixed data to be handled, and data value is the maximal value that meets the tentative calculation condition.
11, the method handled of bank data according to claim 1 is characterized in that: step 2) described fixed frequency is 24 hours.
12, the method handled of bank data according to claim 1 is characterized in that: step 2) in contain multinomial second fixed data, highest-ranking second fixed data of first operator precedence.
13, the method for bank data processing according to claim 1, it is characterized in that: described first database is minimum amount to pay, described second database is minimum residue capital, and the value that described first fixed data deducts first database is a residue loaning bill capital.
14, the bank according to claim 1 disposal route of refunding automatically at any time, it is characterized in that: described tentative calculation device is PMIS pmis, and described first fixed data is the refund amount of money, and the described first fixed data tentative calculation is the refund tentative calculation; Described second fixed data is a borrowing balance, and the described second fixed data tentative calculation is the loaning bill tentative calculation.
15, the method for bank data processing according to claim 1, it is characterized in that: described database is an account.
16, the method for bank data processing according to claim 2, it is characterized in that: described terminal is one of phone, WWW network.
17, the method for handling according to claim 12,13 described bank datas, it is characterized in that: described priority level is successively arranged by the second fixed data generation time, second fixed data that priority level is the highest is the loaning bill that exceeds the time limit, and what priority level was time high is debit date loaning bill the earliest.
CN200710075895.5A 2007-07-17 2007-07-17 A kind of method that bank data processes Active CN101093571B (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104599182A (en) * 2015-03-04 2015-05-06 中国农业银行股份有限公司 Returning/dividend trail and posting method and device
CN107025236A (en) * 2016-02-01 2017-08-08 阿里巴巴集团控股有限公司 Data processing method and data system for settling account between system for settling account
CN111178867A (en) * 2020-01-02 2020-05-19 中国建设银行股份有限公司 Data splitting method and data splitting device

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CN1335578A (en) * 2000-07-21 2002-02-13 杨占生 Fake data recognizing method and recognizer
US20040049402A1 (en) * 2000-09-22 2004-03-11 Makoto Dojo Data collection system, transaction supporting system, data collection method and business support program
CN1591386A (en) * 2003-09-05 2005-03-09 英业达股份有限公司 Data trial method and system

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Publication number Priority date Publication date Assignee Title
CN1335578A (en) * 2000-07-21 2002-02-13 杨占生 Fake data recognizing method and recognizer
US20040049402A1 (en) * 2000-09-22 2004-03-11 Makoto Dojo Data collection system, transaction supporting system, data collection method and business support program
CN1591386A (en) * 2003-09-05 2005-03-09 英业达股份有限公司 Data trial method and system

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104599182A (en) * 2015-03-04 2015-05-06 中国农业银行股份有限公司 Returning/dividend trail and posting method and device
CN107025236A (en) * 2016-02-01 2017-08-08 阿里巴巴集团控股有限公司 Data processing method and data system for settling account between system for settling account
CN107025236B (en) * 2016-02-01 2020-04-07 阿里巴巴集团控股有限公司 Data processing method between clearing systems and data clearing system
CN111178867A (en) * 2020-01-02 2020-05-19 中国建设银行股份有限公司 Data splitting method and data splitting device

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