CA1267385A - Banking envelope - Google Patents

Banking envelope

Info

Publication number
CA1267385A
CA1267385A CA000515932A CA515932A CA1267385A CA 1267385 A CA1267385 A CA 1267385A CA 000515932 A CA000515932 A CA 000515932A CA 515932 A CA515932 A CA 515932A CA 1267385 A CA1267385 A CA 1267385A
Authority
CA
Canada
Prior art keywords
envelope
panel
panels
front panel
closure flap
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CA000515932A
Other languages
French (fr)
Inventor
Gerald A.E. Brunjes
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Moore Business Forms Inc
Original Assignee
Moore Business Forms Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Moore Business Forms Inc filed Critical Moore Business Forms Inc
Priority to CA000515932A priority Critical patent/CA1267385A/en
Priority to AT87306822T priority patent/ATE51838T1/en
Priority to MW57/87A priority patent/MW5787A1/en
Priority to ES87306822T priority patent/ES2014477B3/en
Priority to DE8787306822T priority patent/DE3762225D1/en
Priority to EP87306822A priority patent/EP0256731B1/en
Priority to ZW143/87A priority patent/ZW14387A1/en
Priority to DK410587A priority patent/DK410587A/en
Priority to NZ221425A priority patent/NZ221425A/en
Priority to NO873415A priority patent/NO873415L/en
Priority to AU76856/87A priority patent/AU599408B2/en
Priority to FI873540A priority patent/FI873540A/en
Application granted granted Critical
Publication of CA1267385A publication Critical patent/CA1267385A/en
Priority to GR90400199T priority patent/GR3000436T3/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • BPERFORMING OPERATIONS; TRANSPORTING
    • B65CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65DCONTAINERS FOR STORAGE OR TRANSPORT OF ARTICLES OR MATERIALS, e.g. BAGS, BARRELS, BOTTLES, BOXES, CANS, CARTONS, CRATES, DRUMS, JARS, TANKS, HOPPERS, FORWARDING CONTAINERS; ACCESSORIES, CLOSURES, OR FITTINGS THEREFOR; PACKAGING ELEMENTS; PACKAGES
    • B65D27/00Envelopes or like essentially-rectangular containers for postal or other purposes having no structural provision for thickness of contents
    • B65D27/12Closures
    • B65D27/14Closures using adhesive applied to integral parts, e.g. flaps
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B65CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65DCONTAINERS FOR STORAGE OR TRANSPORT OF ARTICLES OR MATERIALS, e.g. BAGS, BARRELS, BOTTLES, BOXES, CANS, CARTONS, CRATES, DRUMS, JARS, TANKS, HOPPERS, FORWARDING CONTAINERS; ACCESSORIES, CLOSURES, OR FITTINGS THEREFOR; PACKAGING ELEMENTS; PACKAGES
    • B65D27/00Envelopes or like essentially-rectangular containers for postal or other purposes having no structural provision for thickness of contents
    • B65D27/04Envelopes or like essentially-rectangular containers for postal or other purposes having no structural provision for thickness of contents with apertures or windows for viewing contents
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B65CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65DCONTAINERS FOR STORAGE OR TRANSPORT OF ARTICLES OR MATERIALS, e.g. BAGS, BARRELS, BOTTLES, BOXES, CANS, CARTONS, CRATES, DRUMS, JARS, TANKS, HOPPERS, FORWARDING CONTAINERS; ACCESSORIES, CLOSURES, OR FITTINGS THEREFOR; PACKAGING ELEMENTS; PACKAGES
    • B65D27/00Envelopes or like essentially-rectangular containers for postal or other purposes having no structural provision for thickness of contents
    • B65D27/32Opening devices incorporated during envelope manufacture
    • B65D27/34Lines of weakness

Landscapes

  • Mechanical Engineering (AREA)
  • Engineering & Computer Science (AREA)
  • Credit Cards Or The Like (AREA)
  • Supplying Of Containers To The Packaging Station (AREA)
  • Light Receiving Elements (AREA)
  • Prostheses (AREA)
  • Crystals, And After-Treatments Of Crystals (AREA)
  • Transition And Organic Metals Composition Catalysts For Addition Polymerization (AREA)
  • Nitrogen Condensed Heterocyclic Rings (AREA)
  • Shovels (AREA)
  • Silver Salt Photography Or Processing Solution Therefor (AREA)
  • Adhesives Or Adhesive Processes (AREA)
  • Cartons (AREA)
  • Making Paper Articles (AREA)

Abstract

ABSTRACT
An envelope suitable for use in automatic teller machines is composed of two separate sheets of material forming a rectangular front panel and a rectangular back panel respectively.
The front panel and back panel are adhesively secured along three marginal edges, and a closure flap extends from the front panel along its unsecured edge. The surface of the closure flap facing the back panel carries an adhesive substance whereby the closure flap may be folded along the said unsecured edge over the back panel and secured thereto to close and seal the envelope. The material of one of the panels is a translucent paper receptive to conventional printing processes and adapted to permit visual inspection of the envelope contents when the envelope is sealed.

Description

~`73~

This application relates to sealable envelopes and particularly envelopes suitable for use in automatic teller machines.
It is conventional to provide an envelope bin in con-junction with automatic teller machines for the use of customers who are making deposits, paying bills or the like by means of the machine. For such transactions the machine issues a transaction card which is inserted in an envelope along with the deposit or the bill being paid, and the envelope is then sealed and inserted into the machine. To date, these envelopes have been of conven-tional construction. However, the extensive use of automatic teller machines has given rise to an entirely new set of problems which were not previously encountered with the use of human tellers. For example, some jurisdictions require that any auto-matic teller envelopes containing cash must be opened in the presence of two bank employees. Accordingly, if it is not poss-ible to readily determine which envelopes contain cash, all envel-opes must be opened in the presence of two employees.
A more serious problem arises when the envelopes contain ~0 nothing at all, or only a transaction card with no accompanying material. If this occurs merely because of a recognized error on the part of the customer, it may merely constitute a nuisance insofar as the bank is concerned. However, if some or all of the contents have inadvertently been omitted by a customer who believes that they have in fact been inserted, or the contents are intentionally omitted by the customer, the conse~uences are ,, ~Q

~2~q~

considerably more serious.
By way of example, assume a customer intends to make a cash deposit and manipulates the automatic teller machine accord-ingly. The machine will issue the customer with a document which the customer is to insert in an envelope alony with the cash amount of his deposit and which indicates the nature of the trans-action and amount. The customer then seals the envelope and inserts it into the automatic teller machine, and shortly there-after receives a confirmation document describing the nature and amount of the transaction for the customer's own record. However, if the customer inadvertently or intentionally seals the trans-action card in the envelope without inserting the cash deposit the bank employees will, when they eventually open the envelope, find only the transaction document and no deposit money. It will therefore be necessary for the bank to contact the customer and advise of the deficiency. If the customer is convinced that he has inserted the deposit money~in the envelope along with the transaction document, he may take the position that the money has been misplaced or even stolen by the bank employees. Similarly, if the customer intentionally omitted the deposit money from the envelope, he may take a similar position in the hope that the bank will credit him with the deposit in order to avoid the investi-gation which would no doubt ensue if the customer maintained his position that the money had been either misplaced or stolen by the bank employees. Once the envelope is open, it may be rather difficult for the bank to satisfy the customer, or other author-ities, that the envelope failed to contain the deposit monies.

~i7;~S

The foregoing, and related problems can be substantially eliminated ~hrough the use of an envelope wherein at least one complete side is transparent or translucent. Accordingly the invention resides in a sealable envelope for usa in banking transactions, comprising a rectangular front panel having top, bottom and side edges formed of a first sheet of material, a rectangular back panel having top, bottom and slde edges co-extensive with said front panel and being formed o~ a second sheet of material, said front panel and ~aid back panel being adhesively secured together along three of said edges, and a closure flap extending from the unsecured edge of one of said panels and having an adhesive bearing surface facing the other of said panels whereby said closure flap may he folded over said other panel along said unsecured edge and adhesively secured to said other panel to close said envelope, the material oi at least one of said front and back panels being translucent to permit visual inspection of the contents of the envelope when closed, and being receptive to conventional printing processes so that printed matter readily may be placed thereon, opposite edges of said front and back panels being secured together by ~eans of an interrupted line of adhesive, whereas the third edges of said front and back panels are secured together by means o~ a solid line of adhesive, and said front and back panels each having a line o$ perforations formed therein parallel with said third edges and extending between said opposite edges of said panels and spaced slightly inboard of said solid line o~ adhesive whereby to ~acilitate opening of said envelope.
With such an envelope, the contents can be inspected z~

3a 63423-212 without opening the envelope. In this way, envelopes contalning cash can be se~ aslde to be opened before two bank employees, whereas all of the remaining envelopes can be opened by a single employee. Eurther, when an envelope contains nothing, or nothing but a transaction document, this can be readlly ascertained by means of the translucent panel and the customer responsible for inserting the envelope into the automatic teller machine may be confronted before the envelope is opened, so thak it will be apparent that the contents could not have been mi placed or stolen by the bank employees. All envelopes inserted into the automatic teller machines ara imprinted with means for identifying the customer utili~ing the machine for that particular transaction, with the result that it is a relatively simple matter to identify the ~LZ~73~

customer without opening the envelope.
While it is known to provide envelopes with relatiqely small translucent or transparent windows or panels in one surface thereof, such envelopes would not be particularly suitable for the purpose, as the automatic teller machine envelopes are relatively large, and contents may be inserted in such a way that they would not be visible through such window. By producing envelopes from separate sheets of material, it is possible to make the entire front panel, back panel, or indeed both, of transparent or trans-lucent material, thus eliminating problems of the foregoing type in a very simple and inexpensive manner~
In drawings which illustrate embodiments of the inven-tion, Figure 1 is an exploded perspective view of components of an envelope in accordance with the invention showing front and back panels prior to assembly;
Figure 2 i9 a back view of the assembled envelope of Figure 1 with the closure flap unsealed;
Figure 3 is a front view of the envelope of Figure 2;
Figure 4 is a side view of the envelope of Figure 3;
and Figure 5 is a back view of a different form of envelope embodying the invention.
Referring now to Figure 1, the envelope is composed of a front panel 10 having top edge 11 defined by a line of perfora-tions, bottom edge 12, side edges 13 and 14, and a closure flap 15 extending from the top edge 11. The front panel 10 is provided z~

with a solid adhesive or glue line 16 along bottom edge 12, and interrupted lines of adhesive or glue 17 and 18 along side edges 13 and 14 respectively. The surface of closure flap 15 carries adhesive or glue 19 whereby the finished envelope may be sealed.
The adhesive or glue 16, 17, 18 and 19 may be of any suitable type as is well known in the art.
Back panel 20 has a top edge 11a, a bottom edge 12a, and two side edges 13a and 14a co-extensive with top edge 11, bottom edge 12, and side edges 13 and 14 respectively of front panel 10.
The back panel and front panel are assembled by superimposing the back panel on the adhesive bearing side of the front panel and solidly gluing the panels along the bottom and spot gluing them along the sides. Figures 2, 3 and 4 show the assembled envelope with adhesive lines 16, 17 and 18 being emphasized for illustra-tive purposes. It will be apparent that the envelope may be sealed by means o~ the adhesive 19 on the closure flap 15 which is folded about top edge 11 to overlie the back panel 20 against which it is pressed to close and seal the envelope.
Both the front panel and the back panel carry perforated lines of separation 30 and 31 respectively which are in alignment and located inboard of the line of adhesive 16 so that the en-velope may be opened simply by tearing off the strip containing the adhesive line 16 along lines of perforation 30 and 31.
In an alternative bodiment (not illustrated) lines of perforation 30 and 31 may be displaced slightly to create an extended portion of one of the panels after the adhesive bearing -~z~ s strip is removed so that one of the panels may be more readily grasped to open the envelope and remove the contents. Where the envelopes are to be opened with an automatic letter opener, these perforations may be dispensed with. Spot gluing is employed along side edges 13 and 14 to facilitate complete separation of one panel from the other after the bottom glue strip is removed, and top edge 11 is defined by a line of perforations to further facilitate opening of the envelope, or complete separation of the front panel from the rear panel.
In the illustrated embodiment, back panel 20 is formed of a sheet of transparent or translucent paper material, by which is meant the material is adapted to permit the contents of the envelope to be viewed without opening the envelope. It is not necessary that the paper be absolutely transparent. It is only necessary that the paper be sufficiently transparent or transluc-ent to permit visual inspection of the contents. Preferably, the material is receptive to conventional printing processes, so that instructions and information may be readily imprinted thereon.
Material particularly suitable for the purposes of this invention is known as 30 Bleached Foil, available from E.B. Eddy. This material is particularly advantageous because it is capable of retaining fingerprints and therefore provides an additional measure of security when used in the production of envelopes of the kind employed in banking or similar operations. It will be appreciated that the front panel, as opposed to the rear panel, could be formed of such material, or that bokh panels could be formed of such material so that the contents of the envelope could be readily viewed from either side.

:~2~3~

The envelope designated generally as 50 in Figure 5 is essentially the same as the envelope depicted in Figures 1 through 4, except that the closure flap 40 extends from a short edge of the front panel solid glue line 51 (which is emphasized for illus-trative purposes) extends along the other short side, spot glue lines 52 and 53 (emphasized for illustrative purposes) extend along the long sides, and the panels do no-t employ perforated lines of separation comparable to those at 30 and 31 in Figures 1 through 4. As in the case of the other embodiment, either the front panel, the back panel, or both may be of transparent or translucent material.
It will be appreciated that the foregoing illustrations are given by way of example only, and that many variations and modifications will be apparent to those skilled in the art without departing from the scope of the invention. For example, glue lines 16, 17 and 18 could be applied to the back panel, or both panels, and may be either solid or interrupted, and may be com-posed of either pressure activated, heat activated, or moisture activated glue or adhesive. Similarly, the glue or adhesive 19 could be moisture activated or pressure activated, and could be covered by a release paper removable immediately prior to use.
Envelopes employing the invention can obviously be of differing shapes and sizes, and, while conventional opaque paper normally used for envelopes of this type will generally be employed for one of the panels, other appropriate materials could be used if desired.

Claims (5)

THE EMBODIMENTS OF THE INVENTION IN WHICH AN EXCLUSIVE
PROPERTY OR PRIVILEGE IS CLAIMED ARE DEFINED AS FOLLOWS:
1. A sealable envelope for use in banking transactions, comprising a rectangular front panel having top, bottom and side edges formed of a first sheet of material, a rectangular back panel having top, bottom and side edges co-extensive with said front panel and being formed of a second sheet of material, said front panel and said back panel being adhesively secured together along three of said edges, and a closure flap extending from the unsecured edge of one of said panels and having an adhesive bearing surface facing the other of said panels whereby said closure flap may be folded over said other panel along said unsecured edge and adhesively secured to said other panel to close said envelope, the material of at least one of said front and back panels being translucent to permit visual inspection of the contents of the envelope when closed, and being receptive to conventional printing processes so that printed matter readily may be placed thereon, opposite edges of said front and back panels being secured together by means of an interrupted line of adhesive, whereas the third edges of said front and back panels are secured together by means of a solid line of adhesive, and said front and back panels each having a line of perforations formed therein parallel with said third edges and extending between said opposite edges of said panels and spaced slightly inboard of said solid line of adhesive whereby to facilitate opening of said envelope.
2. An envelope as defined in claim 1, wherein said front panel is formed of translucent paper and wherein said back panel is formed of opaque paper, and wherein said closure flap extends from said front panel.
3. An envelope as defined in claims 1 or 2 wherein said closure flap is connected to said front panel along a further line of perforations.
4. An envelope as defined in claim 1, wherein said lines of perforations are in alignment and co-extensive.
5. An envelope as defined in claim 1, wherein said lines of perforations are parallel, but displaced, whereby opening of said envelope by tearing along said further lines of perforation will leave one of said panels projecting beyond the other to facilitate withdrawal of the contents of the envelope.
CA000515932A 1986-08-14 1986-08-14 Banking envelope Expired - Fee Related CA1267385A (en)

Priority Applications (13)

Application Number Priority Date Filing Date Title
CA000515932A CA1267385A (en) 1986-08-14 1986-08-14 Banking envelope
MW57/87A MW5787A1 (en) 1986-08-14 1987-07-31 Banking envelope
ES87306822T ES2014477B3 (en) 1986-08-14 1987-07-31 SEALABLE ENVELOPES
DE8787306822T DE3762225D1 (en) 1986-08-14 1987-07-31 SEALABLE ENVELOPE.
EP87306822A EP0256731B1 (en) 1986-08-14 1987-07-31 Sealable envelopes
AT87306822T ATE51838T1 (en) 1986-08-14 1987-07-31 SEALABLE ENVELOPE.
ZW143/87A ZW14387A1 (en) 1986-08-14 1987-08-03 Banking envelope
DK410587A DK410587A (en) 1986-08-14 1987-08-06 SEALABLE CONVOLUTIONS
NZ221425A NZ221425A (en) 1986-08-14 1987-08-12 Envelope with translucent panel: tear off portion provided opposite closure flap
NO873415A NO873415L (en) 1986-08-14 1987-08-13 ENVELOPE DEVICE.
AU76856/87A AU599408B2 (en) 1986-08-14 1987-08-13 Banking envelope
FI873540A FI873540A (en) 1986-08-14 1987-08-14 THAT HOELJE FOER BANKVERKSAMHET.
GR90400199T GR3000436T3 (en) 1986-08-14 1990-04-12 Sealable envelopes

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CA000515932A CA1267385A (en) 1986-08-14 1986-08-14 Banking envelope

Publications (1)

Publication Number Publication Date
CA1267385A true CA1267385A (en) 1990-04-03

Family

ID=4133728

Family Applications (1)

Application Number Title Priority Date Filing Date
CA000515932A Expired - Fee Related CA1267385A (en) 1986-08-14 1986-08-14 Banking envelope

Country Status (13)

Country Link
EP (1) EP0256731B1 (en)
AT (1) ATE51838T1 (en)
AU (1) AU599408B2 (en)
CA (1) CA1267385A (en)
DE (1) DE3762225D1 (en)
DK (1) DK410587A (en)
ES (1) ES2014477B3 (en)
FI (1) FI873540A (en)
GR (1) GR3000436T3 (en)
MW (1) MW5787A1 (en)
NO (1) NO873415L (en)
NZ (1) NZ221425A (en)
ZW (1) ZW14387A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2677612B1 (en) * 1991-06-11 1994-12-23 Chung Chi King CONTINUOUS WINDOW ENVELOPE.
US5360159A (en) * 1991-08-15 1994-11-01 Moore Business Forms, Inc. Mailers and business form assemblies for producing mailers
FR2790736B1 (en) * 1998-03-30 2001-06-01 Thibierge Et Comar TRANSPARENT OR TRANSLUCENT PAPER ENVELOPE

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB345441A (en) * 1930-02-21 1931-03-26 Frank Gershom Delgado Improvements in or relating to envelopes for exhibition and postal purposes
US2067948A (en) * 1934-10-10 1937-01-19 Potdevin Machine Co Bag
US2374026A (en) * 1941-03-06 1945-04-17 Mckeen Martha Envelope construction
AT285312B (en) * 1968-04-22 1970-10-27 Freny Hechenberger Frame-like protective cover for the mailing of pictures, photos, postcards or the like.
DE2056396A1 (en) * 1970-11-17 1972-05-25 Richard Haag & Sohn GmbH & Co KG, 7312Kirchheim Flat bags, especially as photo work bags
FR2083172A5 (en) * 1971-03-10 1971-12-10 Wood Daniel
DE2418353A1 (en) * 1974-04-16 1975-11-06 Gerhardt Lemper Greeting card display and protective wrapping - has one side for writing on and other transparent with end sealing flap

Also Published As

Publication number Publication date
DK410587D0 (en) 1987-08-06
NO873415D0 (en) 1987-08-13
ZW14387A1 (en) 1989-03-08
EP0256731A2 (en) 1988-02-24
AU599408B2 (en) 1990-07-19
GR3000436T3 (en) 1991-06-28
MW5787A1 (en) 1988-01-13
ES2014477B3 (en) 1990-07-16
AU7685687A (en) 1988-02-18
NZ221425A (en) 1990-06-26
DE3762225D1 (en) 1990-05-17
EP0256731A3 (en) 1989-03-22
ATE51838T1 (en) 1990-04-15
EP0256731B1 (en) 1990-04-11
DK410587A (en) 1988-02-15
FI873540A (en) 1988-02-15
FI873540A0 (en) 1987-08-14
NO873415L (en) 1988-02-15

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