BRPI0508674A - sitemas de transferência de dinheiro e de crédito de fundos e métodos de exibição de dados em terminal, de transferência de dinheiro e de condução de transações em terminal financeiro - Google Patents

sitemas de transferência de dinheiro e de crédito de fundos e métodos de exibição de dados em terminal, de transferência de dinheiro e de condução de transações em terminal financeiro

Info

Publication number
BRPI0508674A
BRPI0508674A BRPI0508674-4A BRPI0508674A BRPI0508674A BR PI0508674 A BRPI0508674 A BR PI0508674A BR PI0508674 A BRPI0508674 A BR PI0508674A BR PI0508674 A BRPI0508674 A BR PI0508674A
Authority
BR
Brazil
Prior art keywords
money transfer
credit
terminal
methods
data display
Prior art date
Application number
BRPI0508674-4A
Other languages
English (en)
Inventor
Michael J Michelsen
Deborah Rex
Thomas Sayor
Original Assignee
First Data Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by First Data Corp filed Critical First Data Corp
Publication of BRPI0508674A publication Critical patent/BRPI0508674A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/203—Dispensing operations within ATMs

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Sistemas de transferência de dinheiro e de crédito de fundos e métodos de exibição de dados em terminal, de transferência de dinheiro e de condução de transações em terminal financeiro Um sistema e método para facilitar a transferência de dinheiro a partir de um possuidor de conta primária para uma ou mais contas de parceiros. O possuidor da conta primária usa terminal de auto-serviço, que exibe informações sobre cada uma das várias contas de parceiros relacionados. A informação exibida da conta de parceiro permite a seleção da conta do parceiro para a qual o dinheiro deve ser transferido.
BRPI0508674-4A 2004-03-17 2005-03-10 sitemas de transferência de dinheiro e de crédito de fundos e métodos de exibição de dados em terminal, de transferência de dinheiro e de condução de transações em terminal financeiro BRPI0508674A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10/803,871 US7711638B2 (en) 2004-03-17 2004-03-17 System and method for transferring money
PCT/US2005/008079 WO2005089199A2 (en) 2004-03-17 2005-03-10 System and method for transferring money

Publications (1)

Publication Number Publication Date
BRPI0508674A true BRPI0508674A (pt) 2007-08-21

Family

ID=34987535

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0508674-4A BRPI0508674A (pt) 2004-03-17 2005-03-10 sitemas de transferência de dinheiro e de crédito de fundos e métodos de exibição de dados em terminal, de transferência de dinheiro e de condução de transações em terminal financeiro

Country Status (8)

Country Link
US (1) US7711638B2 (pt)
EP (1) EP1782363A4 (pt)
CN (1) CN101027664A (pt)
AU (1) AU2005222877B2 (pt)
BR (1) BRPI0508674A (pt)
CA (1) CA2559447A1 (pt)
WO (1) WO2005089199A2 (pt)
ZA (1) ZA200607100B (pt)

Families Citing this family (57)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7451114B1 (en) * 1999-02-19 2008-11-11 Visa International Service Association Conducting commerce between individuals
US7376587B1 (en) 2000-07-11 2008-05-20 Western Union Financial Services, Inc. Method for enabling transfer of funds through a computer network
WO2002005195A1 (en) 2000-07-11 2002-01-17 First Data Corporation Wide area network person-to-person payment
US7266533B2 (en) 2000-12-15 2007-09-04 The Western Union Company Electronic gift greeting
US9853759B1 (en) 2001-03-31 2017-12-26 First Data Corporation Staged transaction system for mobile commerce
WO2002079939A2 (en) 2001-03-31 2002-10-10 First Data Corporation Electronic identifier payment system and methods
US7184989B2 (en) 2001-03-31 2007-02-27 First Data Corporation Staged transactions systems and methods
US7117183B2 (en) 2001-03-31 2006-10-03 First Data Coroporation Airline ticket payment and reservation system and methods
US8150763B2 (en) 2001-03-31 2012-04-03 The Western Union Company Systems and methods for staging transactions, payments and collections
US8244632B2 (en) 2001-10-26 2012-08-14 First Data Corporation Automated transfer with stored value
US8374962B2 (en) 2001-10-26 2013-02-12 First Data Corporation Stored value payouts
US20050177510A1 (en) * 2004-02-09 2005-08-11 Visa International Service Association, A Delaware Corporation Buyer initiated payment
US8016185B2 (en) 2004-07-06 2011-09-13 Visa International Service Association Money transfer service with authentication
US8152054B2 (en) 2004-10-19 2012-04-10 The Western Union Company Money transfer systems and methods
US7334724B2 (en) * 2004-12-17 2008-02-26 Enrique Pallares System for operating a prepaid reloadable debit card having ancillary services
US7258268B2 (en) 2005-02-28 2007-08-21 Moneygram International, Inc. Method and apparatus for money transfer
US7392940B2 (en) 2005-05-18 2008-07-01 The Western Union Company In-lane money transfer systems and methods
US8672220B2 (en) 2005-09-30 2014-03-18 The Western Union Company Money transfer system and method
US7707106B1 (en) * 2005-06-29 2010-04-27 Capital One Financial Corporation System and method for automatically transferring funds between accounts
US8341045B2 (en) 2006-04-20 2012-12-25 Nextgen Savings, Inc. Pre-paid financial savings and investment card system
US7540408B2 (en) 2006-06-22 2009-06-02 Hip Consult Inc. Apparatus and method for facilitating money or value transfer
WO2008013945A2 (en) * 2006-07-27 2008-01-31 Leverage, Inc. System and method for targeted marketing and consumer resource management
US7878393B2 (en) 2006-12-07 2011-02-01 Moneygram International, Inc. Method and apparatus for distribution of money transfers
US8196812B2 (en) * 2006-12-08 2012-06-12 Ncr Corporation Conducting multiple financial transactions on a self-service terminal
KR101561428B1 (ko) 2007-01-09 2015-10-19 비자 유에스에이 인코포레이티드 비접촉 트랜잭션
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
US20080243705A1 (en) * 2007-03-28 2008-10-02 The Western Union Company Third-Party Gift Registry And Payment System
US8156543B2 (en) 2007-04-17 2012-04-10 Visa U.S.A. Method and system for authenticating a party to a transaction
US7783571B2 (en) 2007-05-31 2010-08-24 First Data Corporation ATM system for receiving cash deposits from non-networked clients
US7725387B1 (en) * 2007-10-31 2010-05-25 Intuit Inc. Method and system for management of financial accounts
JP5518740B2 (ja) * 2008-01-15 2014-06-11 ビザ ユー．エス．エー．インコーポレイテッド プッシュ識別子を含むデータ完成のためのシステム並びに方法
US20140207662A1 (en) 2008-03-13 2014-07-24 Giftya Llc System and method for managing gifts
US10489776B2 (en) 2008-03-13 2019-11-26 Giftya Llc System and method for managing gift credits
US8676704B2 (en) 2008-03-13 2014-03-18 Giftya Llc Method for transferring funds
US8285643B2 (en) 2008-06-12 2012-10-09 Monncello Enterprises, LLC System and method for processing gift cards
US20140214666A1 (en) 2008-03-13 2014-07-31 Giftya Llc System and method for managing gifts
US10949833B2 (en) 2008-03-13 2021-03-16 Giftya Llc Technologies for generating and displaying virtual and interactive egifts
US20140249902A1 (en) 2008-03-13 2014-09-04 Giftya Llc System and method for providing a customer survey
US9715709B2 (en) 2008-05-09 2017-07-25 Visa International Services Association Communication device including multi-part alias identifier
US8744959B2 (en) * 2008-08-13 2014-06-03 Moneygram International, Inc. Electronic bill payment with variable payment options
US20100082467A1 (en) * 2008-09-26 2010-04-01 Mark Carlson Phone and method of using the phone for beneficiary initiated payments
TW201113311A (en) * 2009-09-02 2011-04-16 Du Pont Polyaramid films comprising fluorovinylether functionalized aromatic moieties
US9092763B2 (en) * 2009-12-30 2015-07-28 Moneygram International, Inc. Retail sale money transfer system
US20110225088A1 (en) * 2010-03-12 2011-09-15 The Western Union Company Receiver-based funds transfer
US20110238553A1 (en) * 2010-03-26 2011-09-29 Ashwin Raj Electronic account-to-account funds transfer
US11012480B2 (en) 2010-09-13 2021-05-18 Jeffrey W. Mankoff Modifying signal associations in complex computing networks
US8924287B1 (en) * 2011-08-18 2014-12-30 Sprint Communications Company L.P. System and methods for mobile electronic funds transfers
US9014662B1 (en) 2012-06-25 2015-04-21 Sprint Communications Company L.P. Pre-paid phone cash wallet
CN107169858A (zh) * 2016-03-08 2017-09-15 阿里巴巴集团控股有限公司 一种虚拟账号的管理方法和装置
CN107610370A (zh) * 2017-08-29 2018-01-19 深圳怡化电脑股份有限公司 不插卡atm及不插卡金融交易方法
US10984418B2 (en) 2018-10-04 2021-04-20 The Toronto-Dominion Bank Automated device for data transfer
US11069201B2 (en) 2018-10-04 2021-07-20 The Toronto-Dominion Bank Automated device for exchange of data
US10866696B2 (en) 2018-10-04 2020-12-15 The Toronto-Dominion Bank Automated device for data transfer
US10996838B2 (en) 2019-04-24 2021-05-04 The Toronto-Dominion Bank Automated teller device having accessibility configurations
US11121989B1 (en) 2020-05-29 2021-09-14 Bank Of America Corporation Centralized repository and communication system for cross-network interactions

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5650604A (en) 1995-02-22 1997-07-22 Electronic Data Systems Corporation System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds
US5546523A (en) * 1995-04-13 1996-08-13 Gatto; James G. Electronic fund transfer system
US5937396A (en) 1996-12-04 1999-08-10 Konya; Arpad System for ATM/ATM transfers
US5963647A (en) * 1997-02-14 1999-10-05 Citicorp Development Center, Inc. Method and system for transferring funds from an account to an individual
US5987439A (en) * 1997-05-30 1999-11-16 Capital Security Systems, Inc. Automated banking system for making change on a card or user account
US7937325B2 (en) 1998-12-08 2011-05-03 Yodlee.Com, Inc. Interactive bill payment center
US6488203B1 (en) * 1999-10-26 2002-12-03 First Data Corporation Method and system for performing money transfer transactions
US6814282B2 (en) * 1999-10-26 2004-11-09 First Data Corporation Systems and methods of introducing and receiving information across a computer network
US8452704B2 (en) * 2000-07-11 2013-05-28 Citicorp Credit Services, Inc. Method and system for on-line payments
US7031939B1 (en) * 2000-08-15 2006-04-18 Yahoo! Inc. Systems and methods for implementing person-to-person money exchange
EP1180755A1 (de) * 2000-08-18 2002-02-20 Siemens Aktiengesellschaft Verfahren und Anordnung zur Übertragung eines elektronischen Geldbetrages aus einem Guthabenspeicher
US20030028491A1 (en) * 2000-08-25 2003-02-06 Cooper Jonathan D. Improved money transfer system and method with added security features
US6922673B2 (en) * 2000-12-15 2005-07-26 Fist Data Corporation Systems and methods for ordering and distributing incentive messages
GB2381089A (en) * 2001-10-15 2003-04-23 Chequepoint Franchise Corp A computerized money transfer system and method
US7958049B2 (en) 2001-11-01 2011-06-07 Metavante Corporation System and method for obtaining customer bill information and facilitating bill payment at biller websites
US20030110049A1 (en) * 2001-12-12 2003-06-12 Boys Mark Andrew Direct passthrough system for financial contributions
US7195151B2 (en) * 2003-02-25 2007-03-27 American Cash Exchange, L.L.C. Method and system for automated value transfer

Also Published As

Publication number Publication date
CN101027664A (zh) 2007-08-29
WO2005089199A3 (en) 2007-04-05
AU2005222877A1 (en) 2005-09-29
EP1782363A2 (en) 2007-05-09
WO2005089199A2 (en) 2005-09-29
ZA200607100B (en) 2008-08-27
CA2559447A1 (en) 2005-09-29
US7711638B2 (en) 2010-05-04
US20050209958A1 (en) 2005-09-22
EP1782363A4 (en) 2009-01-14
AU2005222877B2 (en) 2008-08-28

Similar Documents

Publication Publication Date Title
BRPI0508674A (pt) sitemas de transferência de dinheiro e de crédito de fundos e métodos de exibição de dados em terminal, de transferência de dinheiro e de condução de transações em terminal financeiro
WO2005091977A3 (en) Equipment to facilitate money transfers into bank accounts
BR0113462A (pt) Método para facilitar pagamento de uma conta financeira de cliente para um comerciante/cobrador ou um processador de pagamento associado com um comerciante/cobrador
WO2007127424A3 (en) Methods and systems for opening and funding a financial account online
BR112013029911A2 (pt) sistemas e métodos para recomendar comerciantes
WO2007011787A9 (en) System and method for immediate issuance of transaction cards
WO2005006111A3 (en) Method and system for facilitating switching of financial institution accounts
WO2008070081A3 (en) System and method for gaming terminal with account funding
WO2008153766A3 (en) Method and system for processing financial transactions using multiple financial accounts
BR0316277A (pt) Sistema de cartão de presente portador de interesse, métodos de usar um cartão de presente portador de interesse e de interagir com um cartão de presente codificado com informação, cartão de presente portador de interesse e sistema para interagir com um cartão de presente codificado com informação
WO2003075131A3 (en) System and method for performing secure remote real-time financial transactions
BRPI0511987A (pt) máquina falante automatizada (banco 24 horas), sistema de fornecimento de informações de conversão de moeda corrente para a mesma e métodos respectivos
BRPI0513205A (pt) métodos de revelação e sistemas de fornecimento de informações de transação para clientes, dispositivos de pontos de venda e método de transferência de valores
WO2011109652A3 (en) Portable account number for consumer payment account
BRPI0905770A2 (pt) Sistema para conduzir uma transação financeira e método para conduzir uma transação financeira
WO2012006098A3 (en) Methods, systems, and computer readable media for facilitating in-store or near-store ordering and payment of goods and services through a single-tap of a near field communication (nfc) device
DE60233216D1 (de) Geldüberweisungstechniken
WO2005094407A3 (en) Systems, methods, and devices for selling transaction instruments via web-based tool
BRPI0416965A (pt) sistema seguro para pagamento
CR7634A (es) Metodo automatizado y de intercambio para facilitar el pago de transacciones
UY29206A1 (es) Tarjeta de previo pago que puede ser recargada instantanea y remotamente por un cupon
AR030530A1 (es) Metodo y sistema de procesamiento de datos para establecer una divisa preferida para una transaccion con tarjeta de pago, y programa de computacion que codifica un set de instrucciones y medio de almacenamiento utilizable por una computadora que dispone de datos codificados e instrucciones para llev
BR112018001477A2 (pt) método e sistema para créditos em uma rede social
Kadar et al. Malaysia towards cashless society
WO2011028923A3 (en) System and method for providing alternate funding source for portable consumer device

Legal Events

Date Code Title Description
B25A Requested transfer of rights approved

Owner name: THE WESTERN UNION COMPANY (US)

Free format text: TRANSFERIDO DE: FIRST DATA CORPORATION

B08F Application fees: application dismissed [chapter 8.6 patent gazette]

Free format text: REFERENTE A 7A ANUIDADE.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO 8.6 PUBLICADO NA RPI 2158 DE 15/05/2012.