BR9912173A - Sistema de pagamento verificado - Google Patents

Sistema de pagamento verificado

Info

Publication number
BR9912173A
BR9912173A BR9912173-5A BR9912173A BR9912173A BR 9912173 A BR9912173 A BR 9912173A BR 9912173 A BR9912173 A BR 9912173A BR 9912173 A BR9912173 A BR 9912173A
Authority
BR
Brazil
Prior art keywords
payment
vps
customer
transactions
transaction
Prior art date
Application number
BR9912173-5A
Other languages
English (en)
Inventor
Candida Coralie Anne Slater
Iain Downs
Original Assignee
Protx Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Protx Ltd filed Critical Protx Ltd
Publication of BR9912173A publication Critical patent/BR9912173A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Patente de Invenção: "SISTEMA DE PAGAMENTOVERIFICADO". Sistema de terceiros verificado distribuídomonopolizado ( VPS) (10) e método permitem transaçõeseletrónicas/ digitais através de verificação e autenticação emtempo real com a privacidade e segurança aperfeiçoadasenvolvendo toda a faixa de pagamentos de muito grande a muitopequenos. O VPS 10 inclui centros de conexão (16 - 20) quearmazenam dados do cliente que ligam clientes 22 aos vendedores24 para mediar transações eletrónicas seguras. Os dados podemser pré-registrados por bancos (30) e outros proprietários,controladores e emissores de sistema de pagamentos (32).Proprietários de sistemas de pagamento, tais como cartões decompanhias/compras podem autorizar o uso por terceiros dentrode limites especificados, desse modo, permitindo que elesmonitorem e controlem a autoridade delegada. Uma autoridade deconta central (22) proporciona serviços de registro indicando quecentros de conexão servem a quais clientes. O VPS 10 implementaum sistema de transação de chave dupla, em que instruçõesverificadas devem vir separadamente e completamenteindependentes do cliente (22) e do vendedor (24) antes do términoda transação por intermédio de métodos aceitos por ambas aspartes. O VPS (10) permite que o cliente (22), o vendedor de (24) emétodos e sistemas de pagamento associados (30 - 32) sejamconhecidos, com quantidades fixas e pré-registradas dentro de umgerenciador de autorização. O cliente (22) e o vendedor (24)podem escolher um método de pagamento e a moeda usada emcada final de qualquer transação e o pagamento é feito sempredentro de um sistema fechado sem que uma parte tenha acesso ouconheça os detalhes do sistema de pagamento da outra. Trilhas deauditoria em tempo real para todas as partes relacionadas sãoimplementadas, em que o cliente (22), os vendedores (24) e osbancos (30) podem traçar transações, gerenciar relatórios e iniciarreembolsos para essas transações seguras. O VPS 10 também éindependente de software e hardware, implementados por qualquerconfiguração de rede conhecida para qualquer transaçãoeletrónica ou digital conhecida, usando telefones móveis (28),palm-tops e televisão digital para compras e dispositivos depagamento de crédito/débito para qualquer forma de comérciousando transações eletrónicas.
BR9912173-5A 1998-06-19 1999-06-18 Sistema de pagamento verificado BR9912173A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US8982598P 1998-06-19 1998-06-19
PCT/GB1999/001886 WO1999066436A1 (en) 1998-06-19 1999-06-18 Verified payment system

Publications (1)

Publication Number Publication Date
BR9912173A true BR9912173A (pt) 2001-11-20

Family

ID=22219761

Family Applications (1)

Application Number Title Priority Date Filing Date
BR9912173-5A BR9912173A (pt) 1998-06-19 1999-06-18 Sistema de pagamento verificado

Country Status (12)

Country Link
EP (1) EP1097425A1 (pt)
JP (1) JP2002518749A (pt)
CN (1) CN1313973A (pt)
AU (1) AU4517899A (pt)
BR (1) BR9912173A (pt)
CA (1) CA2335453C (pt)
CZ (1) CZ20004781A3 (pt)
HU (1) HUP0103385A2 (pt)
IL (1) IL140333A0 (pt)
NO (1) NO20006449L (pt)
PL (1) PL345032A1 (pt)
WO (1) WO1999066436A1 (pt)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9699511B2 (en) 2001-05-16 2017-07-04 Saturn Licensing Llc Information processing apparatus

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Also Published As

Publication number Publication date
AU4517899A (en) 2000-01-05
HUP0103385A2 (hu) 2002-01-28
EP1097425A1 (en) 2001-05-09
CN1313973A (zh) 2001-09-19
WO1999066436A1 (en) 1999-12-23
NO20006449D0 (no) 2000-12-18
PL345032A1 (en) 2001-11-19
CA2335453A1 (en) 1999-12-23
JP2002518749A (ja) 2002-06-25
CA2335453C (en) 2007-11-06
CZ20004781A3 (cs) 2001-08-15
IL140333A0 (en) 2002-02-10
NO20006449L (no) 2001-01-17

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B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

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Ipc: G06Q 20/02 (2012.01), G06Q 20/00 (2012.0