BR102017005442A8 - Cartões de combinação de suporte para caso de uso de ecommerce - Google Patents

Cartões de combinação de suporte para caso de uso de ecommerce

Info

Publication number
BR102017005442A8
BR102017005442A8 BR102017005442A BR102017005442A BR102017005442A8 BR 102017005442 A8 BR102017005442 A8 BR 102017005442A8 BR 102017005442 A BR102017005442 A BR 102017005442A BR 102017005442 A BR102017005442 A BR 102017005442A BR 102017005442 A8 BR102017005442 A8 BR 102017005442A8
Authority
BR
Brazil
Prior art keywords
card
use case
support combination
combination cards
ecommerce
Prior art date
Application number
BR102017005442A
Other languages
English (en)
Other versions
BR102017005442A2 (pt
Inventor
Valdez Clyde
Florez Clint
Zhao Peng
Gupta Amit
Lunaparra Miguel
Le Mimi
Mahajan Swapneel
Twichell Jonathan
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of BR102017005442A2 publication Critical patent/BR102017005442A2/pt
Publication of BR102017005442A8 publication Critical patent/BR102017005442A8/pt

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/26Debit schemes, e.g. "pay now"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

CARTÕES DE COMBINAÇÃO DE SUPORTE PARA CASO DE USO DE ECOMMERCE. O sistema e método reivindicados permitem a um sistema de pagamento eletrônico aceitar um único cartão que é ambos um cartão de débito e um cartão de crédito. Ademais, um usuário pode indicar um valor padrão para o cartão considerando se o cartão deveria ser usado como um cartão de débito ou um cartão de crédito.
BR102017005442A 2016-03-17 2017-03-17 Cartões de combinação de suporte para caso de uso de ecommerce BR102017005442A8 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201662309818P 2016-03-17 2016-03-17
US62/309,818 2016-03-17

Publications (2)

Publication Number Publication Date
BR102017005442A2 BR102017005442A2 (pt) 2018-04-03
BR102017005442A8 true BR102017005442A8 (pt) 2023-04-18

Family

ID=59855736

Family Applications (1)

Application Number Title Priority Date Filing Date
BR102017005442A BR102017005442A8 (pt) 2016-03-17 2017-03-17 Cartões de combinação de suporte para caso de uso de ecommerce

Country Status (2)

Country Link
US (1) US11238458B2 (pt)
BR (1) BR102017005442A8 (pt)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11003979B1 (en) * 2019-10-18 2021-05-11 Capital One Service, LLC Multi-faced payment card with partitioned dual smart chips and antennae

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6038552A (en) * 1997-12-10 2000-03-14 The Chase Manhattan Bank Method and apparatus to process combined credit and debit card transactions
US20140019352A1 (en) * 2011-02-22 2014-01-16 Visa International Service Association Multi-purpose virtual card transaction apparatuses, methods and systems
US20050240527A1 (en) * 2004-04-26 2005-10-27 Daniel Goldman Combined credit/debit card and associated payment authorization/processing method
US20090043663A1 (en) * 2007-08-07 2009-02-12 Prater Daniel N Banking Account and Transaction Methods
JP5088234B2 (ja) * 2008-05-23 2012-12-05 富士通株式会社 メッセージ紐付け処理装置、方法及びプログラム
US9213973B2 (en) * 2008-08-29 2015-12-15 First Data Corporation Car wallet application
US8523053B2 (en) * 2008-09-03 2013-09-03 First Data Corporation Enabling consumer choice on contactless transactions when using a dual-branded payment instrument
US10134031B2 (en) * 2010-04-09 2018-11-20 Paypal, Inc. Transaction token issuing authorities
US9400978B2 (en) * 2010-04-09 2016-07-26 Paypal, Inc. Methods and systems for selecting accounts and offers in payment transactions
US20170200158A1 (en) * 2010-10-29 2017-07-13 Thomas Honey Methods and Apparatus for Facilitating a Financial Transaction
US20130126604A1 (en) * 2011-11-23 2013-05-23 Richard Tabor All-card-in-one system

Also Published As

Publication number Publication date
US11238458B2 (en) 2022-02-01
BR102017005442A2 (pt) 2018-04-03
US20170270525A1 (en) 2017-09-21

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Legal Events

Date Code Title Description
B03A Publication of a patent application or of a certificate of addition of invention [chapter 3.1 patent gazette]
B06W Patent application suspended after preliminary examination (for patents with searches from other patent authorities) chapter 6.23 patent gazette]
B15K Others concerning applications: alteration of classification

Free format text: A CLASSIFICACAO ANTERIOR ERA: G06Q 30/00

Ipc: G06Q 20/26 (2012.01), G06Q 20/34 (2012.01), G06Q 2