AU2003282770A1 - Authentication and identification system and transactions using such an authentication and identification system - Google Patents

Authentication and identification system and transactions using such an authentication and identification system

Info

Publication number
AU2003282770A1
AU2003282770A1 AU2003282770A AU2003282770A AU2003282770A1 AU 2003282770 A1 AU2003282770 A1 AU 2003282770A1 AU 2003282770 A AU2003282770 A AU 2003282770A AU 2003282770 A AU2003282770 A AU 2003282770A AU 2003282770 A1 AU2003282770 A1 AU 2003282770A1
Authority
AU
Australia
Prior art keywords
authentication
identification system
transactions
identification
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2003282770A
Inventor
Olaf Fritz Hans Otto Lohmann
Mack Kalevi Palomaki
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
GOLD FUSION INTERNATIONAL Ltd
Original Assignee
LOHMAC Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by LOHMAC Pte Ltd filed Critical LOHMAC Pte Ltd
Publication of AU2003282770A1 publication Critical patent/AU2003282770A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
AU2003282770A 2002-11-28 2003-11-28 Authentication and identification system and transactions using such an authentication and identification system Abandoned AU2003282770A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
SG200207202 2002-11-28
SG200207202-3 2002-11-28
PCT/SG2003/000279 WO2004049621A1 (en) 2002-11-28 2003-11-28 Authentication and identification system and transactions using such an authentication and identification system

Publications (1)

Publication Number Publication Date
AU2003282770A1 true AU2003282770A1 (en) 2004-06-18

Family

ID=32391125

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2003282770A Abandoned AU2003282770A1 (en) 2002-11-28 2003-11-28 Authentication and identification system and transactions using such an authentication and identification system

Country Status (3)

Country Link
AU (1) AU2003282770A1 (en)
TW (1) TW200409521A (en)
WO (1) WO2004049621A1 (en)

Families Citing this family (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2417355A (en) * 2004-08-12 2006-02-22 Robert Culyer Method for sending PIN protected mobile phone based tickets and coupons
US7865448B2 (en) * 2004-10-19 2011-01-04 First Data Corporation Methods and systems for performing credit transactions with a wireless device
WO2007024151A1 (en) * 2005-08-22 2007-03-01 G-Xchange, Inc. A method of converting cash into virtual cash and loading it to mobile phone cash account
US8201231B2 (en) 2007-02-21 2012-06-12 Microsoft Corporation Authenticated credential-based multi-tenant access to a service
US8510798B2 (en) 2007-04-02 2013-08-13 Sony Corporation Authentication in an audio/visual system having multiple signaling paths
US8429713B2 (en) 2007-04-02 2013-04-23 Sony Corporation Method and apparatus to speed transmission of CEC commands
US20090307141A1 (en) * 2008-06-06 2009-12-10 Telefonaktiebolaget Lm Ericsson (Publ) Secure Card Services
MX2011002067A (en) 2008-08-26 2011-06-20 Adaptive Payments Inc System and method of secure payment transactions.
US8412626B2 (en) * 2009-12-10 2013-04-02 Boku, Inc. Systems and methods to secure transactions via mobile devices
BR112013011299B1 (en) 2010-11-10 2021-05-18 Einnovations Holdings Pte. Ltd. method of executing a financial transaction over an unsecured public telecommunications infrastructure and communications device to facilitate the execution of a financial transaction over an unsecured public telecommunications infrastructure
ITRM20110070A1 (en) * 2011-02-16 2012-08-17 Hideea S R L ANONYMOUS AUTHENTICATION METHOD FOR THE USE OF A SERVICE
EP2634736A1 (en) * 2012-02-29 2013-09-04 Accenture Global Services Limited Computer network, electronic transactions cloud and computer-implemented method for secure electronic transactions
WO2014086972A1 (en) * 2012-12-06 2014-06-12 Nec Europe Ltd. Method and system for mobile money
WO2014174342A1 (en) * 2013-04-25 2014-10-30 Elharras Mohamed Mobile payment with strong authentication and non repudiation
US9940608B2 (en) 2013-05-16 2018-04-10 Mts Holdings, Inc. Real time EFT network-based person-to-person transactions
PL3092774T3 (en) * 2014-01-10 2018-02-28 Priviti Pte. Ltd. System and method for communicating credentials
CN104076782A (en) * 2014-06-26 2014-10-01 上海市城市建设设计研究总院 New energy automobile remote sharing and appointment making device of large-scale entrepreneurship park
US10789586B2 (en) 2017-12-04 2020-09-29 Mastercard International Incorporated Transaction verification based on a transaction identifier and associated location data
US11144924B2 (en) 2017-12-14 2021-10-12 Mastercard International Incorporated Facilitating peer-to-peer transactions using virtual debit accounts of virtual wallets

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH0950465A (en) * 1995-08-04 1997-02-18 Hitachi Ltd Electronic shopping method, electronic shopping system and document authentication method
EP1026641B1 (en) * 1999-02-01 2013-04-24 International Business Machines Corporation Method and system for establishing a trustworthy connection between a user and a terminal
JP2002215582A (en) * 2000-12-28 2002-08-02 Morgan Stanley Dean Witter Japan Ltd Method and device for authentication
FR2823882A1 (en) * 2001-04-23 2002-10-25 New Access Sa Commercial transaction using prepayment card over the Internet, uses personal computer or mobile phone, certification center validates data contained on prepayment card

Also Published As

Publication number Publication date
WO2004049621A1 (en) 2004-06-10
TW200409521A (en) 2004-06-01

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase