WO2019140545A1 - 自助缴费的找零方法、自助缴费终端及可读存储介质 - Google Patents
自助缴费的找零方法、自助缴费终端及可读存储介质 Download PDFInfo
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- WO2019140545A1 WO2019140545A1 PCT/CN2018/072773 CN2018072773W WO2019140545A1 WO 2019140545 A1 WO2019140545 A1 WO 2019140545A1 CN 2018072773 W CN2018072773 W CN 2018072773W WO 2019140545 A1 WO2019140545 A1 WO 2019140545A1
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- account
- self
- cash
- payment
- change
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D1/00—Coin dispensers
- G07D1/02—Coin dispensers giving change
- G07D1/06—Coin dispensers giving change dispensing the difference between a sum paid and a sum charged
Definitions
- the invention relates to the field of self-service technology, in particular to a self-service payment change method, a self-service payment terminal and a readable storage medium.
- the user can complete the payment on a self-service basis, and the whole payment process is simple, convenient and fast, but the self-service payment terminal often needs to face the change of change after receiving the cash paid by the user, and the change is made.
- the equipment cost of the module is high, and it is also necessary to arrange for the staff to regularly replenish the self-service payment terminal, thereby increasing the operating cost and labor cost.
- the main object of the present invention is to provide a self-service payment change method, a self-service payment terminal, and a readable storage medium, which are aimed at solving the technical problem that the cash change device in the prior art is high and the manual change is required.
- the present invention provides a method for changing the self-service payment, and the method for changing the self-service payment includes the following steps:
- the personal electronic payment account of the current payer is obtained through the human biometric verification method or the license plate matching method;
- the amount corresponding to the cash change is recharged to the personal electronic payment account for the payer to consume in cash.
- detecting whether there is currently cash change includes:
- obtaining the current electronic payment account of the current payer by the human biometric verification or the license plate matching method includes:
- the personal electronic payment account of the current payer is obtained.
- the method for changing the self-service payment further comprises:
- a two-dimensional code graphic is generated and displayed on the local screen, so that the paying party performs scan code recognition based on the client, and obtains the scan code user ID information;
- the method for changing the self-service payment further comprises:
- a prompt message is displayed on the local screen for prompting the payer to register the personal account.
- the charging the amount corresponding to the cash change to the personal electronic payment account comprises:
- the amount corresponding to the cash change is issued to the personal WeChat, Alipay or other electronic payment account in cash or red envelope.
- the method for changing the self-service payment further comprises:
- a message indicating that the balance is successfully refilled is displayed on the local screen.
- the present invention further provides a self-service payment terminal, the self-service payment terminal comprising: a memory, a processor, and a payment change program stored on the memory and operable on the processor, The step of implementing the self-service payment change method according to any one of the above, when the payment change program is executed by the processor.
- the present invention further provides a computer readable storage medium, wherein the computer readable storage medium stores a payment change program, and the payment change program is executed by the processor, such as the above A step of the self-paying method of changing the self-service payment.
- the invention detects whether there is currently cash change at the time of self-service payment.
- cash change it is necessary to return the overpaid money to the payer, so as to obtain the personal electronic payment account of the current payer through the biometric verification method or the license plate matching method, and then the excess payment, that is, cash.
- the amount corresponding to the change to zero is recharged to the payer's personal electronic payment account, so that the payer can consume it in cash, thereby realizing cash-free return to the user, and the self-service payment terminal provided by the operator does not need to install an additional cash change module to reduce Operating costs, while eliminating the need to arrange staff to add change, thereby reducing labor costs.
- FIG. 1 is a schematic structural diagram of a self-service payment terminal operating environment according to an embodiment of the present invention
- FIG. 2 is a schematic flow chart of an embodiment of a method for changing self-service payment according to the present invention
- step S10 in FIG. 2 is a schematic diagram showing a refinement process of an embodiment of step S10 in FIG. 2;
- step S20 in FIG. 2 is a schematic diagram showing the refinement process of an embodiment of step S20 in FIG. 2;
- FIG. 5 is a schematic flowchart diagram of another embodiment of a method for changing self-service payment according to the present invention.
- FIG. 1 is a schematic structural diagram of a self-service payment terminal operating environment according to an embodiment of the present invention.
- the self-service payment terminal of the embodiment of the invention is a device having the functions of generating a payment bill, receiving cash, clearing a bill, accessing a network, and the like.
- the self-service payment terminal may include a processor 1001, such as a CPU, a communication bus 1002, a user interface 1003, a network interface 1004, and a memory 1005.
- the communication bus 1002 is used to implement connection communication between these components.
- the user interface 1003 may include a display, an input unit such as a keyboard, and the network interface 1004 may optionally include a standard wired interface, a wireless interface (such as a WI-FI interface).
- the memory 1005 may be a high speed RAM memory or a stable memory (non-volatile) Memory), such as disk storage.
- the memory 1005 can also optionally be a storage device independent of the aforementioned processor 1001.
- the hardware structure of the self-service payment terminal shown in FIG. 1 does not constitute a limitation of the self-service payment terminal, and may include more or less components than the illustration, or combine some components, or different. Parts layout.
- an operating system As shown in FIG. 1, an operating system, a network communication module, a user interface module, and a computer program may be included in the memory 1005 as a computer readable storage medium.
- the operating system is a program that manages and controls the self-service payment terminal and software resources, and supports the operation of the payment change program and other software and/or programs.
- the network interface 1004 is mainly used to access the network; the user interface 1003 is mainly used for detecting confirmation commands and editing instructions.
- the processor 1001 can be used to call the payment change program stored in the memory 1005 and perform the following operations:
- the personal electronic payment account of the current payer is obtained through the human biometric verification method or the license plate matching method;
- the amount corresponding to the cash change is recharged to the personal electronic payment account for the payer to consume in cash.
- the self-service payment terminal calls the payment change program stored in the memory 1005 by the processor 1001 to perform the following operations:
- the self-service payment terminal calls the payment change program stored in the memory 1005 by the processor 1001 to perform the following operations:
- the personal electronic payment account of the current payer is obtained.
- the self-service payment terminal calls the payment change program stored in the memory 1005 by the processor 1001 to perform the following operations:
- a two-dimensional code graphic is generated and displayed on the local screen, so that the paying party performs scan code recognition based on the client, and obtains the scan code user ID information;
- the self-service payment terminal calls the payment change program stored in the memory 1005 by the processor 1001 to perform the following operations:
- a prompt message is displayed on the local screen for prompting the payer to register the personal account.
- the self-service payment terminal calls the payment change program stored in the memory 1005 by the processor 1001 to perform the following operations:
- the amount corresponding to the cash change is issued to the personal WeChat, Alipay or other electronic payment account in cash or red envelope.
- the self-service payment terminal calls the payment change program stored in the memory 1005 by the processor 1001 to perform the following operations:
- a message indicating that the balance is successfully refilled is displayed on the local screen.
- FIG. 2 is a schematic flowchart diagram of an embodiment of a method for changing self-service payment according to the present invention.
- the method for changing the self-service payment includes:
- step S10 when self-service payment is made, it is detected whether there is currently cash change
- self-service payment refers to services provided by power, communication, banking, and property through online banking, telephone banking, mobile banking, ATM, and other self-service devices to pay various fees for themselves or others.
- Self-service payment must have corresponding billing details, which is the user's consumption bills in various aspects such as clothing, food, housing and transportation, such as parking fees, fueling fees, water fees, electricity bills, supermarket shopping expenses, telephone bills, etc.
- billing details which is the user's consumption bills in various aspects such as clothing, food, housing and transportation, such as parking fees, fueling fees, water fees, electricity bills, supermarket shopping expenses, telephone bills, etc.
- cash payment means that the user pays the fee by cash
- online payment refers to the user using a client, such as a mobile phone, through a third-party payment platform. Way to self-pay the fee.
- Paying by card is to store the money in electronic form on the card, such as a bus card. Online payment pays each amount of consumption consistent with the bill, so that the user can truly realize the cash-free transaction, thereby avoiding the user to change the situation, but when the user's online account balance is insufficient, the cash payment is often selected.
- the amount of the bill is not an integer such as 10, 50, or 100. Therefore, it is necessary to return the amount that the user pays more to the user, that is, to change.
- the terminal of the present invention establishes a communication connection through a mobile communication network or the like, and the specific establishment manner is not limited, thereby implementing a function of interacting with a background server, a client, and the like, wherein the client is a user's personal mobile phone, a mobile computer, or the like.
- Step S20 when there is currently cash change, the personal electronic payment account of the current payer is obtained through the human biometric verification method or the license plate matching method;
- the user that is, the consumer and the paying party, pays the self-service payment through the self-service payment terminal, and since the amount paid is greater than the consumption amount on the bill, there is cash change.
- the personal account of the paying party currently paying is obtained based on the preset method.
- the method for obtaining a personal electronic payment account is a pre-set method, and there are various methods, such as requiring the user to input account information or performing user identification by photographing, and setting according to actual needs.
- the payer's personal electronic payment account is obtained by human biometric verification or by license plate matching.
- the account is a classification of various funds use, source, turnover process, etc., and the personal account is bound with personal identity information, including name, gender, mobile phone number, ID number, membership level and so on.
- Obtain the personal account of the current payer that is, obtain the personal account corresponding to the operator currently paying the bill, not the account of the other person.
- the account under the platform is obtained, such as a parking platform, a third-party payment platform (WeChat, Alipay), a supermarket platform or a food platform.
- a personal electronic payment account is also the only electronic account owned by the user on the payment platform.
- step S30 the amount corresponding to the cash change is recharged to the personal account for the payer to consume in cash.
- the user since the current cash change is to directly return the overpaid money to the user in the form of money, for example, if it needs to change the value of 2 yuan, the user will return the coin of 2 dollars; or need to find 10 pieces of zero. If the money is returned, the user will return the banknote of 10 yuan; or if it needs to find 13 yuan, then the user will return 2 banknotes of 5 yuan and 3 coins of one dollar, which may cause the user to get the counterfeit banknotes. For the operator, it is necessary to arrange a special person to replenish the currency on a regular basis. Further, there is still a lack of money in time, resulting in the inability to return the user.
- the corresponding change amount is recharged to the personal account, that is, when the current payee's personal account is obtained, it will be necessary to find Zero money is recharged to the account by recharging, for example, obtaining a supermarket member account, and recharging the twenty-eight pieces of the zero change to the supermarket member account.
- the user settles in the next supermarket, it is used to deduct the amount of consumption, so as to avoid the counterfeit banknotes or insufficient terminal currency, which will harm the user's interests, thereby reducing the operating cost and manpower of the operator to invest in cash change equipment and regularly replenish money. cost.
- self-service payment when self-service payment is made, it is detected whether there is currently cash change.
- cash change it is necessary to return the overpaid money to the payer, so as to obtain the personal electronic payment account of the current payer through the biometric verification method or the license plate matching method, and then the excess payment, that is, cash.
- the amount corresponding to the change to zero is recharged to the payer's personal electronic payment account, so that the payer can consume it in cash, thereby realizing cash-free return to the user, and the self-service payment terminal provided by the operator does not need to install an additional cash change module to reduce Operating costs, while eliminating the need to arrange staff to add change, thereby reducing labor costs.
- FIG. 3 is a schematic diagram of a refinement process of an embodiment of step S10 in FIG.
- step S10 when self-service payment is made, detecting whether there is currently cash change includes:
- step S11 when the self-service payment is made, the cash is received, and the received cash is accumulated to obtain the total amount of cash;
- the user may choose to pay the bill by using cash, or some users are accustomed to paying the bill by using cash.
- Cash includes banknotes and coins, which correspond to standard amounts according to national standards.
- the self-service payment terminal receives the cash and identifies the cash amount. When there are multiple banknotes or multiple coins, the cumulative calculation gives the total amount of cash paid by the user. For example, the user inputs 3 sheets of 100 dollars, and the total amount of cash is 300.
- Step S12 determining whether the total amount of cash is greater than the amount of the self-paid bill
- Step S13 and if so, there is cash change.
- the total amount of cash is greater than the amount of the self-paid bill, that is, whether the difference between the total amount of cash and the amount of the bill is greater than zero. If yes, there is cash change, that is, the money invested by the user is paid after the bill is paid, and the excess money needs to be returned to the user. If not, there are two situations. One is that the bill is just settled. At this time, the total amount of cash is consistent with the amount of the bill. The other is that the bill is not settled, the cash invested is insufficient to pay, and the user needs to continue to invest in cash. The total amount of cash is less than the amount of the bill.
- FIG. 4 is a schematic diagram of a refinement process of an embodiment of step S20 in FIG.
- step S20 when there is currently cash change, the personal electronic payment account of the current payer is obtained through the human biometric verification or the license plate matching method, including:
- Step S211 When there is currently cash change, the feature parameter of the payer is identified, and the identification information is generated, where the feature parameter includes a face feature or a fingerprint feature;
- the characteristic parameter is parameter information used to characterize a substance or a phenomenon characteristic, including a human biometric.
- the human biometrics may be facial features of the user (such as facial features, facial features), iris features, fingerprint features, etc., based on prior art, preferably identifying facial features or fingerprint features of the paying party.
- the license plate number is identified, and the license plate number is a number plate that identifies the identity of the vehicle, corresponding to a vehicle owner.
- the user When the user pays the relevant fees in a supermarket, a bank, a water and electricity management office, etc., the user identifies the biometric characteristics of the user, that is, identifies the facial features of the user, or identifies the fingerprint characteristics of the user, etc., to obtain the identity information of the user. .
- the manner of identifying the feature parameters can be consistent with the traditional recognition mode, such as by photographing the license plate, the image of the user's face, identifying by the fingerprint collector, etc., according to the actual situation.
- identification information is generated for use as a search key. The same reason is used as a search key based on the identified license plate number.
- Step S212 searching whether there is an account matching the identification information or an account matching the payment license plate in the database
- the database stores a large amount of information, including account information registered by the user, login information, updated version, and the like.
- the database can be a database connected to the backend server or a local database, supporting offline and online services.
- the identification information is used to find whether there is an account matching in the database, that is, the license plate number, the face feature or the fingerprint feature is used to obtain the identity information of the user, thereby searching whether there is a personal account of the user.
- Step S213 when there is an account matching the identification information or an account matching the payment license plate in the database, the personal electronic payment account of the current payer is obtained.
- the account when an account matching the identification information or matching the payment license plate is found, the account is a personal electronic payment account corresponding to the paying party.
- the existing identification technology is very mature. By identifying, the user identity information can be obtained, and the personal account information can be obtained, thereby eliminating the manual input operation of the user, which is more intelligent and convenient, and improves the user experience.
- the user is a consumer who consumes the bill, and is also a payer who pays the bill by using the self-service payment terminal.
- the manner of obtaining the personal account of the current paying party may further include:
- an input box pops up on the local screen for obtaining the text information input by the paying party in the input box, wherein the text information includes at least the account information, the ID number, and the mobile phone number.
- the text information includes at least the account information, the ID number, and the mobile phone number.
- the local screen is also the display screen of the self-service payment terminal, and when it is detected that there is cash change, the input box is popped up. Clicking the mouse in the input box will display the insertion point cursor.
- the user can input text or text information directly in the input box, which is a way to obtain the user input data, thereby implementing interaction with the terminal.
- the text information includes at least one of the account information, the ID number, and the mobile phone number.
- the account information, the ID number, and the mobile phone number are a combination of multiple numbers and/or letters. It should be noted that the user's account has a corresponding
- the account number is the voucher of the virtual account, and each account is also bound with a mobile phone number, an ID number, an email address, and the like.
- the existing account information can be obtained through the binding information.
- the account in the account is directly retrieved in the database, and if so, the account input by the user is the personal account used by the user. If the obtained binding information, such as the ID number, the mobile phone number or the mailbox, etc., in the database, the input information is used as a keyword to search, and when a matching account is found, the account is the user's personal account.
- FIG. 5 is a schematic flowchart diagram of another embodiment of a method for changing self-service payment according to the present invention.
- the manner of obtaining the personal account of the current paying party may further include:
- Step S221 when there is currently cash change, generate a two-dimensional code graphic and display it on the local screen, so that the payment party performs scan code recognition based on the client, and obtains the scan code user ID information;
- Step S222 searching for an account in the database that matches the scan code user ID information
- Step S223 when there is an account matching the scan code user ID information, the personal electronic payment account of the current payer is obtained.
- the two-dimensional code is an ultra-popular coding method on mobile devices in recent years, and it is more traditional than Bar.
- Code barcodes can store more information and can represent more data types.
- the two-dimensional code records the data symbol information in a black and white pattern distributed in a plane (two-dimensional direction) by a certain geometric pattern, and can obtain information (business cards, passwords, maps, etc.), jump website , push advertising, anti-counterfeiting traceability, membership management, mobile payment and other functions.
- the editor When there is cash change, the editor generates a two-dimensional code graphic and displays it on the local screen, that is, displayed on the display screen of the terminal, and the user scans and recognizes the two-dimensional code through a client such as a mobile phone, and the terminal is
- the scan code user ID information can be obtained, and then the matching account information can be found in the database.
- the account is the payer's personal electronic payment account.
- the method of generating the two-dimensional code pattern and scanning the code to obtain the scan code user ID information can be consistent with the traditional two-dimensional code mode, and the generation of the two-dimensional code pattern is preferably dynamically generated to avoid theft or the resulting Scanning the user ID information is incorrect, and the account cannot be obtained smoothly.
- the prompt information is displayed through the local screen, thereby prompting the paying party to register the personal account.
- the registered account can be additionally registered by the client to download the relevant APP, or can be directly registered by the terminal of the present invention.
- the account has a unique account, consisting of Arabic numerals and/or English letters. It is a pass for logging in to the platform. After logging in, you can also manage/modify personal information on the account management page, including changing passwords, binding mobile phones, and identity authentication. The user has and only has an account registered with the platform, so that the change amount can be used in the account.
- the amount corresponding to the cash change is recharged to the personal electronic payment account, specifically, the corresponding amount is distributed in cash to the personal WeChat, Alipay or other electronic payment account. Or, the corresponding amount will be paid to the personal electronic payment account in the form of a voucher or a red envelope.
- WeChat and Alipay are more commonly used electronic payment accounts.
- the voucher can be deducted from the same equivalent cash use in shopping, as the name suggests is to replace the banknote.
- it is issued in the form of vouchers or red envelopes, which can clearly distinguish the balance in the user's account and avoid confusion.
- the virtual wallet on the personal account has a balance, a coupon, a red envelope, etc., and the amount of the change is returned to the user in any form, thereby providing the user with multiple choices, and the user can log in to the account by itself. Check it out and choose to use the balance payment, coupon deduction, red envelope payment or any combination of payment at the next payment.
- the local screen displays prompt information indicating that the balance is successfully refilled, to notify the payer that the change has been found.
- prompt information indicating that the balance is successfully refilled, to notify the payer that the change has been found.
- the present invention further provides a computer readable storage medium, where the computer readable storage medium provided in the embodiment stores a payment change program, including detecting cash change and obtaining an account. And recharge and so on.
- the stored payment change program can be read, interpreted and executed by the processor, thereby implementing the steps of the self-service payment change method in any of the above-described change method embodiments.
- the technical solution of the present invention which is essential or contributes to the prior art, can be embodied in the form of a software product stored in a readable storage medium (such as ROM/RAM, magnetic
- a readable storage medium such as ROM/RAM, magnetic
- the disc, the optical disc includes a number of instructions for causing a terminal (which may be a cell phone, a computer, a server, an air conditioner, or a network device, etc.) to perform the methods of various embodiments of the present invention.
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Claims (20)
- 一种自助缴费的找零方法,其特征在于,所述自助缴费的找零方法包括以下步骤:在自助缴费时,检测当前是否存在现金找零;当当前存在现金找零时,通过人体生物验证方式或车牌匹配方式,获取当前缴费方的个人电子支付账户;将所述现金找零对应的金额充值到所述个人电子支付账户上,以供所述缴费方以现金形式消费。
- 如权利要求1所述的自助缴费的找零方法,其特征在于,所述在自助缴费时,检测当前是否存在现金找零包括:在自助缴费时,接收现金,并累计接收的现金,得到现金总额;判断所述现金总额是否大于所述自助缴费的账单金额;若是,则存在现金找零。
- 如权利要求1所述的自助缴费的找零方法,其特征在于,所述当当前存在现金找零时,通过人体生物验证或车牌匹配方式,获取当前缴费方的个人电子支付账户包括:当当前存在现金找零时,识别缴费方的特征参数,并生成识别信息,其中,所述特征参数包括人脸特征或指纹特征;查找数据库中是否存在与所述识别信息匹配的账户或与缴费车牌匹配的账户;当数据库中存在与所述识别信息匹配的账户或与缴费车牌匹配的账户时,得到当前缴费方的个人电子支付账户。
- 如权利要求1所述的自助缴费的找零方法,其特征在于,所述自助缴费的找零方法还包括:当当前存在现金找零时,生成二维码图形并在本地屏幕上进行显示,以供缴费方基于客户端进行扫码识别,得到扫码用户ID信息;查找数据库中是否存在与所述扫码用户ID信息匹配的账户;当数据库中存在与所述扫码用户ID信息匹配的账户时,得到当前缴费方的个人电子支付账户。
- 如权利要求3所述的自助缴费的找零方法,其特征在于,所述自助缴费的找零方法还包括:当数据库中不存在匹配的账户时,在本地屏幕上显示提示信息,以供提示缴费方注册个人账户。
- 如权利要求4所述的自助缴费的找零方法,其特征在于,所述自助缴费的找零方法还包括:当数据库中不存在匹配的账户时,在本地屏幕上显示提示信息,以供提示缴费方注册个人账户。
- 如权利要求1所述的自助缴费的找零方法,其特征在于,所述将所述现金找零对应的金额充值到所述个人电子支付账户上包括:将所述现金找零对应的金额以现金或红包形式发放至所述个人微信、支付宝或其它电子支付账户上。
- 如权利要求1所述的自助缴费的找零方法,其特征在于,在所述将所述现金找零对应的金额充值到所述个人电子支付账户上之后,所述自助缴费的找零方法还包括:在本地屏幕上显示余额充值成功的提示信息。
- 一种自助缴费终端,其特征在于,所述自助缴费终端包括:存储器、处理器及存储在所述存储器上并可在所述处理器上运行的缴费找零程序,所述缴费找零程序被所述处理器执行以下操作:在自助缴费时,检测当前是否存在现金找零;当当前存在现金找零时,通过人体生物验证方式或车牌匹配方式,获取当前缴费方的个人电子支付账户;将所述现金找零对应的金额充值到所述个人电子支付账户上,以供所述缴费方以现金形式消费。
- 如权利要求9所述的自助缴费终端,其特征在于,执行所述在自助缴费时,检测当前是否存在现金找零的操作包括:在自助缴费时,接收现金,并累计接收的现金,得到现金总额;判断所述现金总额是否大于所述自助缴费的账单金额;若是,则存在现金找零。
- 如权利要求9所述的自助缴费终端,其特征在于,执行所述当当前存在现金找零时,通过人体生物验证或车牌匹配方式,获取当前缴费方的个人电子支付账户的操作包括:当当前存在现金找零时,识别缴费方的特征参数,并生成识别信息,其中,所述特征参数包括人脸特征或指纹特征;查找数据库中是否存在与所述识别信息匹配的账户或与缴费车牌匹配的账户;当数据库中存在与所述识别信息匹配的账户或与缴费车牌匹配的账户时,得到当前缴费方的个人电子支付账户。
- 如权利要求9所述的自助缴费终端,其特征在于,所述处理器还执行以下操作:当当前存在现金找零时,生成二维码图形并在本地屏幕上进行显示,以供缴费方基于客户端进行扫码识别,得到扫码用户ID信息;查找数据库中是否存在与所述扫码用户ID信息匹配的账户;当数据库中存在与所述扫码用户ID信息匹配的账户时,得到当前缴费方的个人电子支付账户。
- 如权利要求11所述的自助缴费终端,其特征在于,所述处理器还执行以下操作:当数据库中不存在匹配的账户时,在本地屏幕上显示提示信息,以供提示缴费方注册个人账户。
- 如权利要求12所述的自助缴费终端,其特征在于,所述处理器还执行以下操作:当数据库中不存在匹配的账户时,在本地屏幕上显示提示信息,以供提示缴费方注册个人账户。
- 如权利要求9所述的自助缴费终端,其特征在于,执行所述将所述现金找零对应的金额充值到所述个人电子支付账户上的操作包括:将所述现金找零对应的金额以现金或红包形式发放至所述个人微信、支付宝或其它电子支付账户上。
- 如权利要求9所述的自助缴费终端,其特征在于,在执行所述将所述现金找零对应的金额充值到所述个人电子支付账户上的操作之后,所述处理器还执行以下操作:在本地屏幕上显示余额充值成功的提示信息。
- 一种计算机可读存储介质,其特征在于,所述计算机可读存储介质上存储有缴费找零程序,所述缴费找零程序被处理器执行以下操作:在自助缴费时,检测当前是否存在现金找零;当当前存在现金找零时,通过人体生物验证方式或车牌匹配方式,获取当前缴费方的个人电子支付账户;将所述现金找零对应的金额充值到所述个人电子支付账户上,以供所述缴费方以现金形式消费。
- 如权利要求17所述的计算机可读存储介质,其特征在于,执行所述在自助缴费时,检测当前是否存在现金找零的操作包括:在自助缴费时,接收现金,并累计接收的现金,得到现金总额;判断所述现金总额是否大于所述自助缴费的账单金额;若是,则存在现金找零。
- 如权利要求17所述的计算机可读存储介质,其特征在于,执行所述当当前存在现金找零时,通过人体生物验证或车牌匹配方式,获取当前缴费方的个人电子支付账户的操作包括:当当前存在现金找零时,识别缴费方的特征参数,并生成识别信息,其中,所述特征参数包括人脸特征或指纹特征;查找数据库中是否存在与所述识别信息匹配的账户或与缴费车牌匹配的账户;当数据库中存在与所述识别信息匹配的账户或与缴费车牌匹配的账户时,得到当前缴费方的个人电子支付账户。
- 如权利要求17所述的计算机可读存储介质,其特征在于,所述处理器还执行以下操作:当当前存在现金找零时,生成二维码图形并在本地屏幕上进行显示,以供缴费方基于客户端进行扫码识别,得到扫码用户ID信息;查找数据库中是否存在与所述扫码用户ID信息匹配的账户;当数据库中存在与所述扫码用户ID信息匹配的账户时,得到当前缴费方的个人电子支付账户。
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