CA2887033C - Methods, system and associated computer executable code for facilitating credit transactions - Google Patents
Methods, system and associated computer executable code for facilitating credit transactions Download PDFInfo
- Publication number
- CA2887033C CA2887033C CA2887033A CA2887033A CA2887033C CA 2887033 C CA2887033 C CA 2887033C CA 2887033 A CA2887033 A CA 2887033A CA 2887033 A CA2887033 A CA 2887033A CA 2887033 C CA2887033 C CA 2887033C
- Authority
- CA
- Canada
- Prior art keywords
- credit
- transaction
- securitization
- payment
- payments
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
- 238000000034 method Methods 0.000 title claims abstract description 50
- 238000013475 authorization Methods 0.000 claims description 58
- 238000012546 transfer Methods 0.000 claims description 22
- 230000008901 benefit Effects 0.000 claims description 9
- 238000004891 communication Methods 0.000 claims description 6
- 230000008569 process Effects 0.000 claims description 6
- 230000029305 taxis Effects 0.000 claims description 4
- 238000012545 processing Methods 0.000 claims description 2
- 239000003795 chemical substances by application Substances 0.000 description 16
- 230000007246 mechanism Effects 0.000 description 9
- 230000015654 memory Effects 0.000 description 6
- 230000009471 action Effects 0.000 description 5
- 230000008859 change Effects 0.000 description 3
- 230000006870 function Effects 0.000 description 3
- 230000000977 initiatory effect Effects 0.000 description 3
- 208000003443 Unconsciousness Diseases 0.000 description 2
- 238000013459 approach Methods 0.000 description 2
- 238000000508 aqueous-phase reforming Methods 0.000 description 2
- 238000004590 computer program Methods 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 230000003287 optical effect Effects 0.000 description 2
- 230000000737 periodic effect Effects 0.000 description 2
- BASFCYQUMIYNBI-UHFFFAOYSA-N platinum Chemical compound [Pt] BASFCYQUMIYNBI-UHFFFAOYSA-N 0.000 description 2
- 230000000246 remedial effect Effects 0.000 description 2
- 230000004044 response Effects 0.000 description 2
- 230000006399 behavior Effects 0.000 description 1
- 230000005540 biological transmission Effects 0.000 description 1
- 238000004140 cleaning Methods 0.000 description 1
- 230000001276 controlling effect Effects 0.000 description 1
- 230000003111 delayed effect Effects 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000002996 emotional effect Effects 0.000 description 1
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 1
- 239000010931 gold Substances 0.000 description 1
- 229910052737 gold Inorganic materials 0.000 description 1
- 230000037211 monthly cycles Effects 0.000 description 1
- 230000008450 motivation Effects 0.000 description 1
- 230000008520 organization Effects 0.000 description 1
- 230000008447 perception Effects 0.000 description 1
- 229910052697 platinum Inorganic materials 0.000 description 1
- 230000002028 premature Effects 0.000 description 1
- 230000000750 progressive effect Effects 0.000 description 1
- 230000001737 promoting effect Effects 0.000 description 1
- 230000001105 regulatory effect Effects 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Tourism & Hospitality (AREA)
- Health & Medical Sciences (AREA)
- General Health & Medical Sciences (AREA)
- Human Resources & Organizations (AREA)
- Primary Health Care (AREA)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/644,876 US8706624B2 (en) | 2007-12-27 | 2012-10-04 | Methods, system and associated computer executable code for facilitating credit transactions |
US13/644,876 | 2012-10-04 | ||
PCT/IB2013/052774 WO2014053920A1 (en) | 2012-10-04 | 2013-04-07 | Methods, system and associated computer executable code for facilitating credit transactions |
Publications (2)
Publication Number | Publication Date |
---|---|
CA2887033A1 CA2887033A1 (en) | 2014-04-10 |
CA2887033C true CA2887033C (en) | 2023-09-26 |
Family
ID=50434420
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CA2887033A Active CA2887033C (en) | 2012-10-04 | 2013-04-07 | Methods, system and associated computer executable code for facilitating credit transactions |
Country Status (12)
Country | Link |
---|---|
EP (1) | EP2904569A4 (zh) |
JP (1) | JP6283368B2 (zh) |
KR (1) | KR102129949B1 (zh) |
CN (1) | CN104704519A (zh) |
AU (2) | AU2013326226A1 (zh) |
CA (1) | CA2887033C (zh) |
DE (1) | DE112013004894T5 (zh) |
GB (1) | GB2521790A (zh) |
HK (1) | HK1210856A1 (zh) |
RU (1) | RU2639950C2 (zh) |
SG (1) | SG11201501995SA (zh) |
WO (1) | WO2014053920A1 (zh) |
Families Citing this family (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN104899777A (zh) * | 2015-06-13 | 2015-09-09 | 陈曦 | 事务处理方法及装置 |
CN107153952A (zh) * | 2016-03-03 | 2017-09-12 | 阿里巴巴集团控股有限公司 | 购物结算方法和装置 |
US20190095899A1 (en) | 2017-09-26 | 2019-03-28 | American Express Travel Related Services Company, Inc. | Segmenting multiple repayment schemes |
US20200286081A1 (en) * | 2017-09-29 | 2020-09-10 | Leverage Rock Llc | Transaction Privacy in Public Distributed Ledger Systems |
CN108932622B (zh) * | 2017-12-08 | 2021-07-30 | 翟红鹰 | 在线交易的风险控制方法、***及计算机可读存储介质 |
JP6740435B1 (ja) * | 2019-09-17 | 2020-08-12 | 株式会社メルカリ | 情報処理方法、情報処理装置、プログラム、及び情報処理端末 |
Family Cites Families (16)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7248855B2 (en) * | 1998-09-15 | 2007-07-24 | Upaid Systems, Ltd. | Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account |
US8145556B2 (en) * | 2000-04-10 | 2012-03-27 | Tealdi Daniel A | Online mortgage approval and settlement system and method therefor |
JP2002207872A (ja) * | 2001-01-23 | 2002-07-26 | Mitsubishi Corp | 証券発行装置及び証券発行方法 |
JP2005115490A (ja) * | 2003-10-03 | 2005-04-28 | Nobuhisa Araki | クレジットカード債権早期還元システム |
US20050131713A1 (en) * | 2003-12-12 | 2005-06-16 | Hammond W. S. | Method of investing real estate down payments |
KR20050098341A (ko) * | 2004-04-06 | 2005-10-12 | 주식회사 비즈모델라인 | 무선 대체 결제 방법 및 시스템과 이를 위한 정보저장매체및 기록매체 |
US7093615B2 (en) * | 2004-07-20 | 2006-08-22 | Shane Alexander M | Water saving faucet valve |
US20060161496A1 (en) * | 2004-12-23 | 2006-07-20 | Foster James R | Money market trading system |
US7788148B2 (en) * | 2005-05-18 | 2010-08-31 | Alan Bercovitz | System and method for guaranteeing a financial loan |
KR20090000821A (ko) * | 2007-04-05 | 2009-01-08 | 주식회사 트리플리치매니지먼트 | 온라인 공매방식의 대부거래 운영 시스템 |
CN101140683A (zh) * | 2007-10-23 | 2008-03-12 | 中国工商银行股份有限公司 | 一种用于实现提前还款的约转账户处理***和方法 |
US8290864B2 (en) * | 2007-12-27 | 2012-10-16 | Pay It Simple Ltd. | Method and system for facilitating credit transactions |
KR20090099853A (ko) * | 2008-03-18 | 2009-09-23 | 김창모 | 사용자의 최적 카드를 자동 선정하여 승인 처리하는신용카드 결제 시스템 및 신용카드 결제 방법 |
CN101447052A (zh) * | 2009-01-05 | 2009-06-03 | 阿里巴巴集团控股有限公司 | 延期付款/分期付款的网上信贷***及网上信贷方法 |
US8447692B2 (en) * | 2009-03-20 | 2013-05-21 | Bank Of America Corporation | Personal financial network |
RU105766U1 (ru) * | 2011-02-14 | 2011-06-20 | Виктор Никифорович Сараев | Интеллектуальная сеть микрофинансирования |
-
2013
- 2013-04-07 KR KR1020157011581A patent/KR102129949B1/ko active IP Right Grant
- 2013-04-07 SG SG11201501995SA patent/SG11201501995SA/en unknown
- 2013-04-07 GB GB1507531.0A patent/GB2521790A/en not_active Withdrawn
- 2013-04-07 CA CA2887033A patent/CA2887033C/en active Active
- 2013-04-07 CN CN201380052281.9A patent/CN104704519A/zh active Pending
- 2013-04-07 WO PCT/IB2013/052774 patent/WO2014053920A1/en active Search and Examination
- 2013-04-07 EP EP13843212.5A patent/EP2904569A4/en not_active Withdrawn
- 2013-04-07 DE DE112013004894.9T patent/DE112013004894T5/de active Pending
- 2013-04-07 JP JP2015535123A patent/JP6283368B2/ja active Active
- 2013-04-07 AU AU2013326226A patent/AU2013326226A1/en not_active Abandoned
- 2013-04-07 RU RU2015113341A patent/RU2639950C2/ru active
-
2015
- 2015-11-27 HK HK15111682.3A patent/HK1210856A1/zh unknown
-
2019
- 2019-10-11 AU AU2019246928A patent/AU2019246928A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
JP6283368B2 (ja) | 2018-02-21 |
CA2887033A1 (en) | 2014-04-10 |
JP2015530680A (ja) | 2015-10-15 |
EP2904569A1 (en) | 2015-08-12 |
RU2639950C2 (ru) | 2017-12-25 |
AU2013326226A2 (en) | 2015-05-28 |
RU2015113341A (ru) | 2016-11-27 |
GB201507531D0 (en) | 2015-06-17 |
AU2013326226A1 (en) | 2015-05-21 |
DE112013004894T5 (de) | 2015-06-18 |
AU2019246928A1 (en) | 2020-01-23 |
GB2521790A (en) | 2015-07-01 |
KR20150065834A (ko) | 2015-06-15 |
HK1210856A1 (zh) | 2016-05-06 |
EP2904569A4 (en) | 2016-04-20 |
WO2014053920A1 (en) | 2014-04-10 |
SG11201501995SA (en) | 2015-05-28 |
KR102129949B1 (ko) | 2020-07-06 |
CN104704519A (zh) | 2015-06-10 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
EEER | Examination request |
Effective date: 20180406 |
|
FZDE | Discontinued |
Effective date: 20200831 |
|
FZDC | Discontinued application reinstated |
Effective date: 20210520 |
|
FZDC | Discontinued application reinstated |
Effective date: 20210520 |
|
FZDC | Discontinued application reinstated |
Effective date: 20210520 |
|
FZDC | Discontinued application reinstated |
Effective date: 20210520 |
|
FZDC | Discontinued application reinstated |
Effective date: 20210520 |
|
FZDC | Discontinued application reinstated |
Effective date: 20210520 |